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My healthcare plan was canceled today due to non-payment of…

Hi! my healthcare plan...

Hi! my healthcare plan was canceled today due to non-payment of premium. I want to pay whatever i can to try to avoid that decision, but every person from the health insurance company said that they could not help. is there something to do?

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

New jersey.

Lawyer's Assistant: Has anything been filed or reported?

Can you explain further i didnt understand the question.

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Just that i tried to pay, but the payments were not going through, and now its canceled

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Answered in 2 minutes by:
3/12/2018
INFOLAWYER
INFOLAWYER, Attorney
Category: Legal
Satisfied Customers: 63,689
Experience: Licensed attorney helping individuals and businesses
Verified
Normally on payment of premium the policy will be reinstated and even retroactively.A lawyer letter from a local lawyer can be effective in several ways. It can avoid costly litigation and help bring about a settlement. It also helps organize the claim and if it goes to court shows the judge you tried in good faith to resolve it!By being prepared and pressing your claim, the other side should feel the pressure and consider the risk of losing and legal fees. That realization can help bring about a settlement!If you have a follow up, just reply and ask me!martindale.com and findlaw.com are both excellent lookup directories. Both highly rated. Both used by lawyers. Easy to search and find local options.Please let me know if the reply is acceptable by responding “yes” or “acceptable”
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Customer reply replied 5 months ago
i have a couple of questions. If i pay the full amount online today, is that considered reinstated? if not, how much would cost me to send this letter, i want to settle, can pay everything i own, but they are not giving me the chance to do so.
Would be reinstated but you want their consent before paying. A local lawyer Can handle cheaply since time involved is minimal. Perhaps $500. Please let me know if the reply is acceptable by responding “yes” or “acceptable”
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Customer reply replied 5 months ago
the minimal time involved is 500? oh gosh. that's too much. my whole bill is about 600.
Could be cheaper but you can also avoid it and speak to a supervisor. They will want your money!Please let me know if the reply is acceptable by responding “yes” or “acceptable”
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Customer reply replied 5 months ago
I'm on hold with the company. in the mean time i read that i could make an external review, so i gathered all the documents that i have , filed they form, and i'm going to send it to this MAXIMUM Federal Services. Would you recommend that?
Absolutely! Sounds like it’s progressing!Please select the 5 star (*****) rating on your page for the answer. That’s how I get paid by the site. Much appreciated!
INFOLAWYER
INFOLAWYER, Attorney
Category: Legal
Satisfied Customers: 63,689
Experience: Licensed attorney helping individuals and businesses
Verified
INFOLAWYER and 87 other Legal Specialists are ready to help you
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Customer reply replied 5 months ago
will do. thank you
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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