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What action can a bill colector take to collect a bill i…

What action can a...

What action can a bill colector take to collect a bill i disagree with?

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

I live in virginia

Lawyer's Assistant: Has anything been filed or reported?

Not that i am aware of ;Only correspondence to me

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Answered in 5 minutes by:
3/11/2018
legalgems
legalgems, Lawyer
Category: Legal
Satisfied Customers: 13,964
Experience: Just Answer consultant at Self employed
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Hello! I will be reviewing your question and posting a response momentarily; if you have any follow up questions please respond here. Thanks!

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A bill collector is subject to the Fair Debt Collection Practices Act.

The consumer may send a validation letter; please see:

https://www.consumer.ftc.gov/articles/0149-debt-collection

https://www.consumer.ftc.gov/blog/2013/08/facing-debt-collection-know-your-rights

Essentially the collector must stop collection efforts until they are able to validate the debt.

legalgems
legalgems, Lawyer
Category: Legal
Satisfied Customers: 13,964
Experience: Just Answer consultant at Self employed
Verified
legalgems and 87 other Legal Specialists are ready to help you
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Customer reply replied 5 months ago

how can I get a copy of the list discribing the the regulations controlling debt collectors can not retrive mine. can you e mail me another copy harry ****** *****@msn.com

The complete act is here:

https://www.ftc.gov/enforcement/statutes/fair-credit-reporting-act

This question may be temporarily closed from my view as I am requesting the site to remove your personal email to protect your privacy.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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