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Paid off old credit card through debt collection. Now they…

Paid off old credit...

Paid off old credit card through debt collection. Now they want a larger amount for an affidavit for a loan pending. I haven’t applied for any loans

Lawyer's Assistant: What state is this in? And when did the issue begin?

Nebraska. Received the email Friday

Lawyer's Assistant: Has anything been filed or reported?

No they said they were going to get court papers if it’s not paid

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

That’s all

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Answered in 6 minutes by:
3/10/2018
Loren
Loren, Attorney
Category: Legal
Satisfied Customers: 39,228
Experience: 30 years experience representing clients.
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Thank you for using JA. I am Loren, a licensed attorney for over 30 yrs., and I am here to help.
I am a certified expert on JustAnswer since 2009, with nearly 100% in satisfied customer ratings. So, we should be able to work through your problem.
I appreciate your patience as I review your question. I will post my response shortly.
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When you paid off the card was it for less than actually owed? Was this a negotiated settlement?
Did you have a written payment or settlement agreement signed by the creditor?
Did you receive a release from the creditor?
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Customer reply replied 5 months ago
It was through an email. Paid in full No signed papers
Why do they claim you owe more now?
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Also, how old was the credit card debt? Was it a debt you recalled owing?
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Are you online with me?
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Customer reply replied 5 months ago
I just arrived at work credit card several years old would like to call after work
Ok. When is that?
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Customer reply replied 5 months ago
Work until 210 pm central time
Ok. Let me know when you want to speak.
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Customer reply replied 5 months ago
ok
Look forward to assisting you later.
Loren
Loren, Attorney
Category: Legal
Satisfied Customers: 39,228
Experience: 30 years experience representing clients.
Verified
Loren and 87 other Legal Specialists are ready to help you
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Joycelaw
Joycelaw, Attorney
Category: Legal
Satisfied Customers: 124
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Customer reply replied 5 months ago
sent information no help response

The call was picked up by another expert.

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Loren
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

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