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My Sister,Brother and I own farm land and currently rent to…

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My Sister,Brother and I...

My Sister,Brother and I own farm land and currently rent to a farmer and a hunting club. Do we need liability insurance in the event of accident and or injury? The hunting club has insurance. Can we solve this situation by having all parties to sign wavers?

Lawyer's Assistant: Because laws vary from place to place, can you tell me what state the property is in?

Sorry, the Eastern Shore of M.d. Vienna, Md

Lawyer's Assistant: Has anything been filed or reported?

No, nothing

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Hopefully, that sums it up; thanks

Submitted: 1 month ago.Category: Legal
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Answered in 2 hours by:
3/10/2018
Lawyer: Attorney Wendy, Lawyer replied 1 month ago
Attorney Wendy
Category: Legal
Satisfied Customers: 531
Experience: Member at Keefer & Keefer LLC
Verified

Hello. My name is ***** ***** I have been an attorney for 20 years. It is always advisable to have your own insurance to ensure full coverage in the case of an accident or injury. The cost of that insurance should be reasonable if you can provide proof of insurance of the hunting club. Insurance can get tricky though. If both you and the hunting club have insurance and an accident happens while the hunting club is using your property, you would want to be sure the hunting club's policy would be the "primary" insurance. If both the hunting club and the farmer (who should also have insurance) have policies and they and their members (for the hunting club) sign waivers that provides some protection but you would also want both the farmer and the hunting club to sign indemnity provisions/agreements that provided for them to indemnify you or your insurer (if you decide to get insurance) should an accident or injury occur during their use of the property and resulting in any claim of damages against or payment of damage by you. The best course may be to speak to an insurance agent and evaluate your insurance options. Even if you get insurance, I would suggest a waiver of liability and indemnity agreement between you as landowners and anyone you allow to use the property.

I hope this is helpful. If you need further assistance, please respond to this email. If I answered your question and provided excellent service, I would greatly appreciate your 5 star rating at this time.

Please note: This information is for educational purposes only and is not legal advice. No course of action is being proposed and no attorney-client relationship or privilege has been formed as a result of this conversation.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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