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If I fix my cars collision damage, can I bill the insurer?

If I fix my...

If I fix my cars collision damage, can I bill the insurer ?

Lawyer's Assistant: What state is this in? And how old is the car?

Calif.

Lawyer's Assistant: Has anything been filed or reported?

Reported

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Answered in 2 minutes by:
3/7/2018
LegalKnowledge
LegalKnowledge, Attorney
Category: Legal
Satisfied Customers: 32,352
Experience: 10+ years handling Legal, Real Estate, Criminal Law, Family Law, Traffic matters.
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Hi! I will be the professional that will be helping you today. I look forward to providing you with information to help with your question and concern

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Good afternoon. Are you appointed as an approved shop, for their repairs? Are you licensed to do the repairs and do you have a shop?

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Customer reply replied 4 months ago
no! I am a mechanic. My car was hit by a motorcycle. rear bumper and tail lights damaged. Hartford Ins. wants to total the car. I can fix cheaper than A body shop, but will hartford reimburse me for my cost?

Thank you for the reply. No, they will not, unless they agree to this. When it comes to repairs, they have approved shops where vehicles will be sent and in this case, if they want to declare it a total loss, it is at their discretion under the policy. You certainly can speak with them and see if they will work with you and pay you X and be done with it but they also may not want to keep the vehicle insured, so it could be an issue.

LegalKnowledge
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

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