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A friend of mine wife recently passed away, about a month…

A friend of mine...

A friend of mine wife recently passed away, about a month before she took out a loan in her name only, is my friend, the husband legally liable for the loan??

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

Nevada

Lawyer's Assistant: Has anything been filed or reported?

Nothing filed, he did notify the loan company that his wife passed away

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

No that’s it

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Answered in 5 minutes by:
3/7/2018
Legal Eagle
Legal Eagle, Lawyer
Category: Legal
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Hello! I am a licensed attorney, admitted to practice in state and federal court. I have a nearly 100% satisfaction rating (click here for more info) so all that means is that you can count on me to help today. Because I want to provide you with the most accurate answer possible, do you mind if I take a moment to review your question?

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Customer reply replied 4 months ago
I’m waiting

I'm very sorry to hear about your friend's wife's passing. The answer to your question is no, he is not going to be personally liable for the loan. Her estate is going to be liable for the loan so it is possible that the creditor may either a) try to collect from the estate or b) just write it off as an noncollectable debt. Most companies just write it off.

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So, your friend doesn't need to worry. What other questions did you have for me about this today?

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Customer reply replied 4 months ago
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Legal Eagle
Legal Eagle, Lawyer
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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