Legal

Ask a lawyer and get answers to your legal questions

Ask a Lawyer,
Get an Answer ASAP!

This answer was rated:

I had a constable leave a business card at my home today to…

Hello...I had a constable...

Hello...I had a constable leave a business card at my home today to call him immediately. I don't have health insurance and for the first time in my life there were bills I can't pay. Therefore, I know it's an attempt to collect a bill. Please advise.

Lawyer's Assistant: What state are you in? And is a local attorney or other consumer protection advocate helping with this?

Rhode Island

Lawyer's Assistant: Have you contacted the manufacturer?

No

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Yes.. I've had perfect credit up to the last 2 years and I am an upstanding citizen

Show More
Show Less
Ask Your Own Legal Question
Answered in 5 minutes by:
3/7/2018
Legal Eagle
Legal Eagle, Lawyer
Category: Legal
Satisfied Customers: 10,210
Experience: Licensed to practice before state and federal court
Verified

Hello! I am a licensed attorney, admitted to practice in state and federal court. I have a nearly 100% satisfaction rating (click here for more info) so all that means is that you can count on me to help today.

Please keep in mind that our conversation does not include an attorney-client relationship and this is for general information purposes only. What specific questions did you have? I have an idea about your situation, but I don’t want to make any assumptions.

Ask Your Own Legal Question
Customer reply replied 1 month ago
I have been experiencing difficulty with bills (credit cards) the past two years due to the lack of health insurance which almost tripled and I had to drop it and then had some medical issues. Prior to that my credit was to perfection. This is regarding bill collection. A constable left his business card at my house this morning and said to call immediately

I see. Usually, a constable is not going to be involved in the collection of debts in most cases so that is a bit strange. Have you had a chance to contact the constable over the phone or over email to find out exactly what it is that they want?

Ask Your Own Legal Question
Customer reply replied 1 month ago
Well..the last time one came to my home one year ago it was about going to court for a medical bill I owed. I signed but didn't go to court and they took the money out of my bank account. so, it does happen

I see what you mean. Usually, if the constable is involved, they are there to leave court paperwork that will summon you to court because a creditor is suing you. Did they leave any paperwork regarding this at all?

Ask Your Own Legal Question
Customer reply replied 1 month ago
No .. he didn't

That's very interesting. Ok, one moment...

Ask Your Own Legal Question
Customer reply replied 1 month ago
Thanks..I'll contact a local Attorney.

Ok, so if the constable only left his card, there is only so much to go off of. When a party initiates a lawsuit, they must file the lawsuit first, and then have it served. Sometimes it can be served by a sheriff, constable, or even a private person so long as they are over 18 and not a party to the case.

So, it is possible that you are being sued, but if no one was home, they probably didn't leave the paperwork and will come back later.

Thus, I would recommend that you go to your county courthouse's website and search for your name to determine if there are any pending actions against you. If they don't allow for you to search online, then you can go down to the courthouse yourself and ask them if there are any pending civil cases with your name attached to them.

If you don't find your name, I would recommend at least emailing the constable (to keep things in writing) to find out the nature of their visit. It could be for something completely unrelated such as their investigation of a missing item.

How else can I Help you today?

Ask Your Own Legal Question
Customer reply replied 1 month ago
That’s very helpful! Thanks so much!

The pleasure is all mine! Unless you have additional questions, there’s just a few other things I’d like you to know before we wrap up this conversation:

  1. Could you look on your screen and provide me a star rating? 5-stars are always appreciated.

  2. You can save me as a favorite if you would like.

  3. For your benefit, you can also click here in the future to request me individually.

  4. Don’t forget, if you haven’t already, you can always sign up for a membership with Just Answer and start asking more questions for cheap.

  5. Don’t forget to tell your friends about justanswer.com!

Legal Eagle
Legal Eagle, Lawyer
Category: Legal
Satisfied Customers: 10,210
Experience: Licensed to practice before state and federal court
Verified
Legal Eagle and 87 other Legal Specialists are ready to help you
Ask your own question now
Was this answer helpful?
Ask Legal Eagle Your Own Question
Legal Eagle
Legal Eagle
Legal Eagle, Lawyer
Category: Legal
Satisfied Customers: 10,210
10,210 Satisfied Customers
Experience: Licensed to practice before state and federal court

Legal Eagle is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Tina

Tina

Lawyer

8,775 satisfied customers

JD, BBA Over 25 years legal and business experience.

Ely

Ely

Counselor at Law

24,353 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

20,727 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

42,358 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo J. Senmartin, Esq.

Guillermo J. Senmartin, Esq.

Attorney

292 satisfied customers

7+ years of experience handling various legal matters.

< Previous | Next >

Related Legal Questions
Can I file a writ of mandamus myself in federal court.
Can I file a writ of mandamus myself in federal court … read more
Ely
Ely
Counselor at Law
Juris Doctor
24,353 satisfied customers
I bought some health insurance policies from a broker. The
I bought some health insurance policies from a broker. The broker lied on my husband's life insurance app- said he never was convicted of a felony- I had told her he was. Also, I bought health insuran… read more
Attorney Wendy
Attorney Wendy
Member
Juris Doctorate
491 satisfied customers
In federal court in a case with counterclaims does a
In federal court in a case with counterclaims does a stipulation to dismiss the case with prejudice also dismiss the counterclaims?… read more
Lori
Lori
Juris Doctor
1,062 satisfied customers
I have a claim with my health insurance company which is
I have a claim with my health insurance company which is privately funded through my employer. The claim has been appealed twice a year for the last 4 years each time receiving approval...this December we are now told its not a covered benefit and a mistake that it was covered and will no longer be. … read more
Legal Eagle
Legal Eagle
Lawyer
10,210 satisfied customers
What is the Statute of Liimitations in Federal Court for
What is the Statute of Liimitations in Federal Court for when restitution payments will end. I was told by my attorney 20 yrs. ago that it woud end after 25 yrs. or when I turned 65yrs. I am presently… read more
Ray
Ray
Lawyer
Doctoral Degree
32,095 satisfied customers
Can I cancel my health insurance threw my employer. Ohio. No
Can I cancel my health insurance threw my employer … read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
42,358 satisfied customers
My health insurance company owes me money (~$2,000) and is
Hi, my health insurance company owes me money (~$2,000) and is refusing to pay me. They keep stalling and don't give me a call back, probably because my employer changed to another insurance company, … read more
Damien Bosco
Damien Bosco
4,153 satisfied customers
My mother has an arraignment hearing in federal court in
My mother has an arraignment hearing in federal court in Columbus GA one week from today. She is currently with me in CA in a 30 day alcohol treatment program and is also early stage dementia and high… read more
Zoey, JD
Zoey, JD
Doctoral Degree
189 satisfied customers
I inadvertently sent a check from my Health Insurance to a
I inadvertently sent a check from my Health Insurance to a particular provider and I should of cashed the check and paid the both providers. This was in 2016, when I was notified by the provider that … read more
Damien Bosco
Damien Bosco
4,153 satisfied customers
This is a question about health insurance coverage for a
This is a question about health insurance coverage for a dependent who is covered under both parents' plans.My daughter has recurring therapy that I have been covering under my employer's health insur… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
42,358 satisfied customers
A procedural question - federal court and the filing of
A procedural question - federal court and the filing of amended complaints. When a judge has not yet ruled on your leave to file a SAC, and you might wish to replace the proposed SAC with a Second Ame… read more
Damien Bosco
Damien Bosco
4,153 satisfied customers
If a case is removed from state court to federal court, then
If a case is removed from state court to federal court, then remanded back to state court, by the judge, and there is a federal question involved, can the defendant seek a dismissal on grounds of the … read more
Legal Eagle
Legal Eagle
Lawyer
10,210 satisfied customers
Federal court. If judge issued an Order for a case status
Second opinion] Federal court. If judge issued an Order for a case status report "no later than 7 days" from 12/27/2017, what is the latest possible date and hour to respond? And what happens if that … read more
Amadeo Rivera
Amadeo Rivera
JD
85 satisfied customers
I have individual health insurance in the state of South
I have individual health insurance in the state of South Carolina. I switched to a new insurnace carrier and cancled the old by mail. I did not relaize until recently that they did not cancel the old policy and have been charging me along with the new insurance. So I have been paying both. They will not budge and say COB is legal and are using that as the grounds for not allowing the over due refund. Do I have an legal grounds to fight this? … read more
Legal Eagle
Legal Eagle
Lawyer
10,210 satisfied customers
When a health insurance dubrogation cosim is paid out of a
When a health insurance dubrogation cosim is paid out of a personal injury lawsuit does that cost get paid out of settlement funds BEFORE the lawyer takes his cut? … read more
Phillips Esq.
Phillips Esq.
Attorney
JD
19,229 satisfied customers
California Inheritance and Medi-Cal health insurance
California Inheritance and Medi-Cal health insurance question. Medi-Cal requirements have changed in the last few years, and my wife and I have been receiving health benefits thru Medi-Cal. My wife wi… read more
KLAW
KLAW
Juris Doctorate
2,037 satisfied customers
Question about health insurance. I was terminated by by
Question about health insurance. I was terminated by by medical insurance for non payment. I wrote an appeal letter which the company received ( I have confirmed that) but have heard nothing from them… read more
Legal Eagle
Legal Eagle
Lawyer
10,210 satisfied customers
What is my legal responsibility for my health insurance
what is my legal responsibility for my health insurance coverage for my husband ? i have open enrollment this month and do not want to add him for this years coverage as i have left my residence ad fi… read more
Legal Eagle
Legal Eagle
Lawyer
10,210 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x