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If u file chapter 7 do you still owe on whatever u put in
If u file chapter 7 do you still owe on whatever u put in the bankruptcy? Like, a title loan for a car or is it free and clear?… read more
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I WAS DISCHARGED OF MY BANKRUPTCY BUT DECIDED TO TRY AND
I WAS DISCHARGED OF MY BANKRUPTCY BUT DECIDED TO TRY AND REPAY MY CAR AND HOUSE LOAN BUT NOW I AM HAVING EVEN MORE TROUBLES FINANICALLY. CAN I FILE BANKRUPTCY AGAIN OR WHAT CAN I DO ABOUT NOT PAYING A… read more
Phillips Esq.
Phillips Esq.
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I filed for chapter 7 bankruptcy 4 years ago.last week, i
i filed for chapter 7 bankruptcy 4 years ago.last week, i totaled my car which was discharged during my bankruptcy, but i kept the car and continued to make payments on it. since the car is now totale… read more
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This question involves a title lien on my vehicle .... I
This question involves a title lien on my vehicle ....I currently have a confirmed Ch. 13 plan in which I have crammed down the title loan on my vehicle to the vehicle's current market value of $400. … read more
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A legal case where the mortgage company kept selling the
a legal case where the mortgage company kept selling the mortgage, even tough it was discharged due to bankruptcy and overpayment of $ 31,000 and the law that it broke? … read more
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My husband filed for a chapter 7 and he reaffirmed the car
My husband filed for a chapter 7 and he reaffirmed the car loan. He only owed another 7 payments. He just got a discharge letter last month, but the car was out for repo I guess, because they have it … read more
Ray
Ray
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Doctoral Degree
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I received a discharge from Chapter 7 in 2010 – I have not
I received a discharge from Chapter 7 in 2010 – I have not reaffirmed my mortgage; however I have continued to make my monthly mortgage payments as this is where I live. Almost a year later, my mortga… read more
INFOLAWYER
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My wife and I just filed for chapter 7 bankruptcy, it is a
My wife and I just filed for chapter 7 bankruptcy, it is a no asset case with only our 2007 toyota corolla, which we owe 7500 dollars on at 360 a month being reaffirmed ( reaffirmation has not been si… read more
TJ, Esq.
TJ, Esq.
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I filed chapter 7 in CA in Feb. 2010. I have a car. Its value
I filed chapter 7 in CA in Feb. 2010. I have a car. It's value is about $9000. I owe to the lender about $5500. I am almost 3 months behind. Basically, I want to keep the car. what are my options? Can… read more
Ray
Ray
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Doctoral Degree
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I have just filed Bankruptcy. My ex-wife and I are both on
I have just filed Bankruptcy. My ex-wife and I are both on the car loan with the lender. I do not wish to Re-affirm the loan but will continue to make the payments ( only 14 left ) Since she has not f… read more
wallstreetfighter
wallstreetfighter
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I have already filed bankrupsy . I kept my car and i am paying
I have already filed bankrupsy . I kept my car and i am paying on it. My cars power steering is going out on it and it costs 2000.00 to get fixed. Idont have that money to fix it. I owe 13000.00 and i… read more
Ellen
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Doctoral Degree
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In a chapter 7 filing, what happens if an secured loan (mortgage,
In a chapter 7 filing, what happens if an secured loan (mortgage, car e.g) is not reaffirmed but the property is to be retained? My mortgage company DOES NOT reaffirm it's loans.… read more
MShore Law
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I filed for Bankruptcy in 2005. there after in 2007 I was in
I filed for Bankruptcy in 2005. there after in 2007 I was in a car accident, A credit union I used to finance my truck and also had a credit card. My truck was paid off, however the credit card went t… read more
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Doctoral Degree
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I have a couple of issues.. one is this I filed bankruptcy
I have a couple of issues.. one is this: I filed bankruptcy and it was discharged around March. I opted to keep my vehicle, but rather than signing a reaffirmation agreement I just continued to pay th… read more
Ellen
Ellen
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Doctoral Degree
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I purchased a vehicle in the Summer of 2002. My mother was
I purchased a vehicle in the Summer of 2002. My mother was the co-signer on the loan. My parents both filed bankruptcy in January of 2004. Priot to that I was never late on any payments on my car. Whe… read more
TJ, Esq.
TJ, Esq.
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On December 24, 2007, I received my discharge papers
On December 24, 2007, I received my discharge papers for Chapter 7. The bankruptcy for unsecured loans only, i.e. credit cards. During the bankruptcy hearing, the judge asked me if I reaffirmed my hom… read more
jbrlaw
jbrlaw
Doctoral Degree
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We filed bankruptcy and it was discharged 13 months ago.
We had a vehicle that was included in the bankruptcy and we have continued to make payments. It was never reaffirmed. Are we still obligated to pay it off?… read more
Bill F.
Bill F.
Associate Degree
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I have claimed bankurpcty in 12/2004 Chapter 13 and have ...
I have claimed bankurpcty in 12/2004 Chapter 13 and have paided up to now November/2007. I''m on unemployment since 5/2007 I will not be called back because Funding of this job has run out. I live in … read more
Bill F.
Bill F.
Associate Degree
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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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