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If I am in possession of the title to my car, am I

If I am in...

If I am in possession of the title to my car, am I considered the legal owner?

Lawyer's Assistant: What state is this in? And how old is the car?

Idaho, and the car is a 2007 Chevy Aveo

Lawyer's Assistant: Has anything been filed or reported?

No.

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

The title was sent to me by the loan company in 2014 by mistake. I held onto to it because I didn't trust them. I continued making payments. The loan was just discharged in a chapter 7. I was going to keep the car and have continued to make payments, but the loan was not reaffirmed. The car is not worth what is even still owed on the loan. I have already paid more than twice what the car is worth. I don't even know if they will want to come and get the car, and I just purchased a new car. But I have the title releasing me from liability, and have had it for the last four years.

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Answered in 2 minutes by:
2/17/2018
Ray
Ray, Lawyer
Category: Legal
Satisfied Customers: 47,724
Experience: 30 years in civil, probate, real estate, elder law
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Hi and welcome to JA. Ray here to help you today.Please bear with me a few moments while I review your question and respond.

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If you have the title here you would be free to sell it.They have not claimed it, this is real common if the car isn't worth it to them.Since there is no lien on title you can legally sell it here. It would allow you some down payment or money for new vehicle.

I appreciate the chance to help you today.Thanks.

If you can positive rate 5 stars it is much appreciated.

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Customer reply replied 4 months ago
Thank you

You are so welcome have great weekend.If you can rate 5 stars at top of page it is much appreciated.

Ray
Ray, Lawyer
Category: Legal
Satisfied Customers: 47,724
Experience: 30 years in civil, probate, real estate, elder law
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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