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I am self employed and I have liability insurance how ever…

I am self employed...

I am self employed and I have liability insurance how ever the company is auditing me to see if I owe them more money

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

New york

Lawyer's Assistant: Has anything been filed or reported?

Yes it went to a collection company

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

They are requesting my bank statements do I have to give them that or can I just give them tax return

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Answered in 3 minutes by:
1/23/2018
Legal Eagle
Legal Eagle, Lawyer
Category: Legal
Satisfied Customers: 8,346
Experience: Licensed to practice before state and federal court
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Hello! I am a licensed attorney, admitted to practice in state and federal court. I have a nearly 100% satisfaction rating (click here for more info) so all that means is that you can count on me to help today.

The answer to your question is yes, as a condition of your policy, you will have to give them over. There may be other things that you may have to turn over as well to help out your case including:

Payroll summary for the last policy period; Cash Summary (if you pay workers in cash instead of through direct deposit); Federal or State Employment Quarterly Reports; Monthly Sales Tax Reports; The amount of money that you have paid your Subcontractor; A copy of all of the 1099 forms for all Subcontractors that you have paid out over the year; and a Certificate of Insurance for the Audited Term.

It's a common procedure that occurs when people are self-employed. It's how the insurance company manages their risk and it's legal. I'm very sorry.

What other questions did you have for me at all?

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Customer reply replied 28 days ago
Ok thank you was unaware since this never happened before and have had liability insurance for yrs

I certainly understand. I think you'll be okay. It's not out of the ordinary.

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Legal Eagle
Legal Eagle, Lawyer
Category: Legal
Satisfied Customers: 8,346
Experience: Licensed to practice before state and federal court
Verified
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Legal Eagle
Legal Eagle
Legal Eagle, Lawyer
Category: Legal
Satisfied Customers: 8,346
8,346 Satisfied Customers
Experience: Licensed to practice before state and federal court

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

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