Legal

Ask a lawyer and get answers to your legal questions

Ask a Lawyer,
Get an Answer ASAP!

My car insurance policy was canceled because I was

Customer Question
Hi, my car insurance...

Hi, my car insurance policy was canceled because I was ill-informed is there something I can do?

Lawyer's Assistant: What state is this in? And how old is the car?

Oregon, three total cars are on the policy. 2014, 2015, 2006

Lawyer's Assistant: Has anything been filed or reported?

No, I just called them requesting the recordings from customer support of the dates we were in contact, but denied access.

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

I called in asking for why my car insurance is canceled. I am currently billed for the continuing service, however, when looking back after setting a special payment plan, I was informed that the information I was told is bad. I request access to the recordings from both dates and they refuse to give me access. I was told I was uninsured for a whole month and that a time lapse would be put on my account. In addition, that I would have to pay a larger amount in order to maintain a policy with them.At first that was the only option they provided me, however, when I sought for the recordings, I was placed on whole for approximately 45 minutes before the representative told me that they did not have access to both recordings and that they would need to contact me within the next three days.I received a phone call in approximately 10 minutes later with a supervisor saying that I was advised and that there was basically nothing was ill-informed or ill-implied.Asking again for the recordings, I was told, no access can be granted until I go through a bunch of other legal matters to require them and request from the military history.

Submitted: 7 months ago.Category: Legal
Show More
Show Less
Ask Your Own Legal Question
Answered in 4 minutes by:
1/11/2018
Lawyer: Law Educator, Esq., Attorney replied 7 months ago
Law Educator, Esq.
Category: Legal
Satisfied Customers: 126,829
Experience: JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law
Verified

Thank you for your question. I look forward to working with you to provide you the information you are seeking for educational purposes only. Please feel free to ignore any phone service request, the expert does not send those unless asked by customer and they are sent by the site automatically.

The recordings are property of the insurance company and cannot be obtained without a court subpoena, which I am sure they told you. However, if you believe they acted improperly, you can file a complaint with the State Insurance Commission and you can give them the information on the negligent advice given to you and they can investigate and try to resolve your matter.

Other than the state insurance commissioner, if you need the tapes to prove negligence, you have to sue the insurance company for breach of contract and then seek to force them to produce them as part of the suit against them.

Please do not forget to leave positive feedback by clicking on the 5 stars at the top of your page, as the experts are not employees of the site and get no credit for spending time with customers unless they leave positive feedback. Thank you.

Ask Your Own Legal Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Law Educator, Esq. Your Own Question
Law Educator, Esq.
Law Educator, Esq.
Law Educator, Esq., Attorney
Category: Legal
Satisfied Customers: 126,829
126,829 Satisfied Customers
Experience: JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Law Educator, Esq. is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Ely

Ely

Counselor at Law

24,658 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

22,843 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

126,829 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo Senmartin

Guillermo Senmartin

Lawyer

301 satisfied customers

Principal Attorney at Guillermo J. Senmartin, P.A.

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

17,183 satisfied customers

Multiple jurisdictions, specialize in business/contract disputes, estate creation and administration.

< Previous | Next >

Related Legal Questions
I'm a California resident who recently rear-ended someone.
Hello, I'm a California resident who recently rear-ended someone. Two other cars were damaged. My insurance had lapsed due to non-payment of premiums 2 months prior. Unfortunately, both my car and the… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
126,829 satisfied customers
I am not sure whether I should fight this nor not. My
I am not sure whether I should fight this nor not. My daughter was driving a car I own home from college on Oct 27 last year she was in a single car accident. I paid the policy as soon as she called a… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,939 satisfied customers
My step father was the legal own of the family car
Okay, so my step father was the legal own of the family car insurance, I was pulled over for driving while uninsured, and I have been giving him money towards bills and insurance. Now I must go to cou… read more
N Cal Atty
N Cal Atty
Doctoral Degree
59 satisfied customers
I had a lapse in my insurance and DMV told me that I can't
I had a lapse in my insurance and DMV told me that I can't register a car in my name until next year. Is there anything that an attorney or lawyer could do to help me ?… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
126,829 satisfied customers
I need help. I am in the middle of an issue with the PA DMV.
I need help. I am in the middle of an issue with the PA DMV. I did let the insurance on the cars lapse last year. It was a situation of Rob Peter to Pay Paul as I was laid off from my job. (This dates… read more
Gerald, Esq
Gerald, Esq
Juris Doctor
4,028 satisfied customers
My husband was in auto wreck in Aug 2013 on the Warm Springs
My husband was in auto wreck in Aug 2013 on the Warm Springs Indian Reservation. His insurance had lapsed. He was cited by the Tribal Police and paid a $60 fine. He understands that he must pay the ot… read more
Tina
Tina
Doctoral Degree
83 satisfied customers
I was to have settled an auto accident On Friday when the assessor
I was to have settled an auto accident On Friday when the assessor rang and said they needed copies of my medical records DIRECTLY from the doctors.- 2years is up tomorrow. I had been speaking with th… read more
MShore Law
MShore Law
Doctoral Degree
1,233 satisfied customers
I was involved in an accident were i was rearende and then
I was involved in an accident were i was rearende and then pushed into another vechile. I filed my claimwith my insurance then i did not here from them when I called them they were concerned over the … read more
Dave Kennett
Dave Kennett
Doctoral Degree
25,741 satisfied customers
1. Re Life Insurance Issue My husband, a cancer victim, passed
1. Re: Life Insurance Issue My husband, a cancer victim, passed away in November of 2009. Two days before his death he again mentioned his life-insurance policy with MetLife. But after his death, I wa… read more
Daniel Solutions
Daniel Solutions
Doctoral Degree
5,212 satisfied customers
I WAS DRIVING MY WIFES CAR AND SHE WAS A PASSENGER IN THE CAR,
I WAS DRIVING MY WIFES CAR AND SHE WAS A PASSENGER IN THE CAR, WHEN WE WERE HIT FROM BEHIND ON WHY 72 IN MISSIPPI. HER INSURANCE COMPANY (ALFA) IS REFUSING TO FIX HER CAR. SHE HAS UNINSURED MOTORIST C… read more
MShore Law
MShore Law
Doctoral Degree
1,233 satisfied customers
My question is if I am renting a car to own from a company.
My question is if I am renting a car to own from a company. Do they have the right to charge me the recover fee if they attempt to pick up the property. Explantion: I been renting this car and the con… read more
Lady Themis
Lady Themis
Attorney
Doctoral Degree
65 satisfied customers
my uncle was driving my uninsured vehilce while i was at work
my uncle was driving my uninsured vehilce while i was at work and got into an accident. Now my licence is getting suspended. What can i do when i feel i should not be held liable?… read more
Andrea, Esq.
Andrea, Esq.
Attorney
Post-Doctoral Degree
10,512 satisfied customers
My siblings were involved in and auto accident about 3 weeks
My siblings were involved in and auto accident about 3 weeks ago,the car they were in was the only vehicle involved in the accident it hit a pole. The only problem was that the car insurance was lapse… read more
Dimitry K., Esq.
Dimitry K., Esq.
Attorney
Doctoral Degree
17,183 satisfied customers
My lease on my car expired on May 21, 2009 and I was currently
My lease on my car expired on May 21, 2009 and I was currently insured on 3 cars (my new car, my leased car and my bride's car). In anticipation of the lease ending date... I decided to cancel my insu… read more
Juliana
Juliana
Attorney at law
Doctoral Degree
18 satisfied customers
My 24 year old daughter who does not live at home got in a
My 24 year old daughter who does not live at home got in a car accident in New York with her car. The accident was the other partys fault and no tickets were given to her at the time. Afterwards they … read more
FLACORPLAWYER
FLACORPLAWYER
Doctoral Degree
1,750 satisfied customers
My mother recently passed away. Her car insurance has been
My mother recently passed away. Her car insurance has been paid up until june of 2009. I must inform the insurance company of her death but she sold the car to my son 2 days prior to her death. Since … read more
socrateaser
socrateaser
1,031 satisfied customers
FEB. 2007 I was in a no fault car accident in Oregon.
FEB. 2007 I was in a no fault car accident in Oregon. I had a current insurance card but did not realize the insurance had lapsed due to non payment. Allstate reinstated my insurance but not to includ… read more
rvlaw
rvlaw
Judge
Juris Doctor
3,203 satisfied customers
Regarding car insurance--I have a problem--my car was ...
Regarding car insurance--I have a problem--my car was stolen on the 1st and was found on the 2nd--I called the police and reported it--then I called the insurance co they told me my insurance expired-… read more
Ed Johnson
Ed Johnson
Senior HR Consultant and Business Devlpm
Bachelor's Degree
6,994 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x