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I opened up a checking account at acredit union in august…

Customer Question
I opened up a...

I opened up a checking account at acredit union in august 2016. Sept 2016 I applied for a personal loan. My question is did the credit union have the right to first change my personal to an auto loan and then add it on to my checking account? Shouldnt they be 2 separate accounts

Lawyer's Assistant: What state is this in? And how old is the car?

Utah, 2001

Lawyer's Assistant: Has anything been filed or reported?

Iam filing a complaint with the unca

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Yes Iam in dyer need of help I think Im gong to need more than just advice

Submitted: 7 months ago.Category: Legal
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Answered in 3 hours by:
1/9/2018
Lawyer: Irwin Law, Attorney replied 7 months ago
Irwin Law
Irwin Law, Attorney
Category: Legal
Satisfied Customers: 7,582
Experience: Lawyer & Real Estate Broker, 30+ years, foreclosure, land contracts, inheritance, probate.
Verified

Yes, normally an auto loan and a checking account would be two separate accounts with the credit union; however, you may have signed something when you opened the account, or applied for the loan, that permits the credit union to do what they did. You should have an attorney review your application for the loan, as well as the credit union's rules. You did not say just how you were injured by the actions of the credit union. That would be helpful to know.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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