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I had co sign for someone and the turn around and sold it…

Customer Question
I had co sign...

I had co sign for someone and the turn around and sold it before it was paid off

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

It was bought in Alaska and sold in Washington Vancouver area

Lawyer's Assistant: Has anything been filed or reported?

It still reg has alaska plate and has been changed

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

I just found out today that it was sold the bank has looking for it to repo it

Submitted: 6 months ago.Category: Legal
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Answered in 2 minutes by:
1/8/2018
Lawyer: Gerald, Esq, Lawyer replied 6 months ago
Gerald, Esq
Gerald, Esq, Lawyer
Category: Legal
Satisfied Customers: 5,352
Experience: Over 30 years of experience
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Hello,
Thank you for using Just Answer. Please bear with me while I review your question. I will respond fully shortly. Thank you for your patience.

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Lawyer: Gerald, Esq, Lawyer replied 6 months ago

I don't know how the seller transferred a clean title if there was still money owed on the vehicle. There should have been a lien on the title. But that us a separate question.

When you co-sign on a vehicle you are accepting responsibility for the loan. The lender can sue you or the person you co-signed for. Since the co-signer usually has better credit they often sue the cosigner.

If you are sued you can file a cross action against the person you co-signed for to recover any money you pay.

IF the lender finds the car they can repossess it because they still have a valid lien. They will then sell it. The person who sold the car can be sued by the buyer if this happens. You can not be sued by the buyer.

I am sorry that some of this is bad news for you, but I would not want to mislead you.

I hope the information I provide is useful to you. I want you to be comfortable and satisfied with my attempt to assist you. Please, if you have ANY follow-up questions, feel free to ask.

If you ask a follow-up question and I do not respond immediately, it is because I am temporarily unavailable. I promise to respond as soon as I return. Please note that I am often unavailable Friday evening through Sunday.

Please do not forget to give me a positive rating. It adds nothing to your costs but helps me greatly. Thank you.

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Good luck.

Please note: Information is educational and not given as legal advice. Only your local attorney can give legal advice. I can't establish or accept an attorney-client relationship with you. All posts are available for public viewing.

Kind regards,

Gerald

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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