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I am in danger of losing my house what can I do to avoid…

Customer Question
I am in danger...

I am in danger of losing my house what can I do to avoid this recently diagnosed with cancer

Lawyer's Assistant: Because real estate law varies from place to place, can you tell me what state this is in?

California

Lawyer's Assistant: Has anything been filed or reported?

Not to my knowledge

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Mortgage co wants back payments in full which total 11294. 08 by 1/31

Submitted: 6 months ago.Category: Legal
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1/5/2018
Lawyer: Ray, Lawyer replied 6 months ago
Ray
Ray, Lawyer
Category: Legal
Satisfied Customers: 48,189
Experience: 30 years in civil, probate, real estate, elder law
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Hi and welcome to JA. Ray here to help you today.Please bear with me a few moments while I review your question and respond.

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Lawyer: Ray, Lawyer replied 6 months ago

You are probably looking at filing Chapter 13 bankruptcy to stop the foreclosure.This would allow to make payment plan and complete the Chapter 13.Since you are this far behind this is only realistic alternative.

Chapter 13 forms package to file yourself

http://www.cacb.uscourts.gov/sites/cacb/files/documents/forms/Ch13%20Petition%20Package.pdf

I hope you will strongly consider this to avoid foreclosure here.

I appreciate the chance to help you today.Thanks and prayers to you.

If you can positive rate 5 stars it is much appreciated.

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Lawyer: Ray, Lawyer replied 6 months ago
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Customer reply replied 6 months ago
The house has beentaken out of a Chapter 13 due to a remodification.
Lawyer: Ray, Lawyer replied 6 months ago

You may need to amend the Chapter 13 and put it back in here to avoid foreclosure since you cannot make payments.Limited options.

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Lawyer: Ray, Lawyer replied 6 months ago

Thanks for the follow up I wish you the best here with all.Thanks for rating 5 stars.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

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