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I went today to get my truck tagged to find out it has a…

Customer Question
I went today to...

I went today to get my truck tagged to find out it has a lean on the truck which my uncle took out several years ago before killing him self. The truck has changed hands several times since his death now they are demanding we pay the debt. My uncle had nothing and has been dead for two years what can I do

Lawyer's Assistant: What state is this in? And how old is the truck?

Arkansas 2004 the truck is payed off but I guess he got a loan and put the truck up as clateral

Lawyer's Assistant: Has anything been filed or reported?

What do you mean? Yes

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

We just found out about it when we went to the dmv today

Submitted: 7 months ago.Category: Legal
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Answered in 6 hours by:
1/3/2018
Lawyer: Lori, Attorney replied 7 months ago
Lori
Lori, Attorney
Category: Legal
Satisfied Customers: 2,460
Experience: Attorney with over 25 years experience
Verified

Do not pay the debt. Has anyone told the lender that the borrower (your uncle) has died? If not, send a written notice to the lender telling them that you uncle has died and that you are not paying his debts. I assuming that only your uncle was the only borrower on the loan. Is there value in the vehicle (equity) over what is still owed on the debt? If so, you may need to negotiate a reduced payoff to prevent a repossession.

Hope that helps.

Please remember to accept my response and post a positive rating.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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