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I just obtained a debt consolidation loan at a very high…

Customer Question
I just obtained a...

I just obtained a debt consolidation loan at a very high interest rate, the money has not been deposited into my account yet. it will take 3 to five business days. My wife filed for divorce over the weekend. Can i called the loan company and tell them i dont want the loan and to stop the deposit. What are my options. I will not be able to pay it back now with the divorce proceedings. Help!

Lawyer's Assistant: Because family law varies from place to place, can you tell me what state this is in?

Las Vegas

Lawyer's Assistant: Has anything been filed or reported?

Not yet.

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Can i threaten to filed chapter 13?

Submitted: 8 months ago.Category: Legal
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Answered in 27 minutes by:
12/10/2017
Lawyer: DamienJD, Attorney replied 8 months ago
DamienJD
DamienJD, Attorney
Category: Legal
Satisfied Customers: 5,418
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Hello: My name is ***** ***** I am an attorney. Do you have a copy of the contract? If so, does it have a section on how you can cancel the consolidation plan?

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Customer reply replied 8 months ago
No i dont have a copy of the contract. it was done electronically.
Lawyer: DamienJD, Attorney replied 8 months ago

Thanks for the clarification. You should be able to cancel the debt consolidation plan.Generally, the plan is a voluntary agreement. You can cancel anytime, for any reason. So, you can call the loan company and tell it that you want to cancel the plan. if you did it online, you can attempt to find the option on the website to cancel the plan. The contract you have with the debt settlement company should have specified exactly how you can cancel it.

If you have any further questions, just let me know. I am happy to continue to assist you.

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Lawyer: DamienJD, Attorney replied 8 months ago

Hello again:

Checking in to see if you need further help. Your satisfaction is my goal, and I'm happy to answer a related follow-up question you may have. If I have not answered your question completely or missed a question, please let me know and I will attempt to answer it. If you are satisfied with your answer, please provide a positive rating between 3 and 5 stars at no extra charge so I can get paid for the service I provided to you. Best regards.

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Lawyer: DamienJD, Attorney replied 8 months ago

Hello again: Were you able to cancel the plan?

Just checking whether you got all that you needed from Just Answer. If so, let me know. if not, let me know. Thank you.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

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