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Trying to close on a mtg loan and we have our home in a

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trust. The closing people sent...
Trying to close on a mtg loan and we have our home in a trust. The closing people sent me 3 options and I need to know which one to pick.If I send them to you can you help?? Need an attorney
Submitted: 6 months ago.Category: Legal
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Answered in 27 minutes by:
12/8/2017
Lawyer: Roy Hadavi,
 replied 6 months ago
Roy Hadavi
Category: Legal
Satisfied Customers: 1,293
Experience: Attorney at Law Offices of Rosenstein & Associates
Verified

Hi. My name is ***** ***** I am a licensed attorney. I would be happy to provide assistance. Please keep in mind that our conversation does not include an attorney-client relationship and this is for general information purposes only.

What are the three options offered?

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Customer reply replied 6 months ago
They are quite long can I email them to you?
Lawyer: Roy Hadavi,
 replied 6 months ago

You can paste them into the chat thread.

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Customer reply replied 6 months ago
Don’t know how to do that
1. Joint Tenants aka joint tenants with right of survivorship
2. Tenants in common
3. Tenants by the entirety
Lawyer: Roy Hadavi,
 replied 6 months ago

The closing company wants you to change title of your property, out of your trust, prior to completing the mortgage loan?

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Customer reply replied 6 months ago
Can we put it back in a trust or can the title co. do it??
Lawyer: Roy Hadavi,
 replied 6 months ago

Yes, you may do so. However, I am unclear on why the closing company needs you to take it out of the trust in the first place. Have they explained why they need you to do this?

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Customer reply replied 6 months ago
Said that they cannot do a mortgage on property that is in trust
Lawyer: Roy Hadavi,
 replied 6 months ago

That is very odd. But, yes, you can transfer the property out of the trust and then transfer back into the trust.

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Lawyer: Roy Hadavi,
 replied 6 months ago

However, it is very strange that this is an issue for the mortgage.

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