How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Asad Rahman Your Own Question
Asad Rahman
Asad Rahman, Lawyer
Category: Legal
Satisfied Customers: 2575
Experience:  Practicing Attorney with 10 years experience
Type Your Legal Question Here...
Asad Rahman is online now
A new question is answered every 9 seconds

Is it legal to file a ucc on a minor in Texas

Customer Question

is it legal to file a ucc on a minor in Texas
JA: Has anything been filed or reported?
Customer: yes
JA: Anything else you want the lawyer to know before I connect you?
Customer: no
Submitted: 9 months ago.
Category: Legal
Expert:  Nisha Jones replied 9 months ago.

Good afternoon, I am an attorney expert with the JustAnswer website, and former Prosecutor for the State Attorney's Office. I have a near 100% customer satisfaction rate, and I'll be answering your questions today. Keep in mind this is for informational purposes only and we do not have an attorney-client relationship. Please allow me just a few minutes to review your question, thank you!

Expert:  Nisha Jones replied 9 months ago.

I've reviewed your question, and I'm happy to help.

Can you please clarify what UCC violation you are referring to?

Customer: replied 9 months ago.
Our bank filed a UCC on our son (16) using our collateral. Cattle horses eat. He is 18 now and went to get a loan but another bank had filed a UCC on him and was denied the loan for that reason.
Expert:  Nisha Jones replied 9 months ago.

I'm going to opt out of your question so that another expert can assist you. Take care!

Customer: replied 9 months ago.
cattle and horses
Expert:  Asad Rahman replied 9 months ago.

A UCC would not be valid against a minor as basically this is a means to collect a debt owed under some contract. Texas does not confer on minors capacity to enter into a contract.