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I borrowed money from an on-line lender. { Net Credit.com }

Customer Question
I borrowed money from...

I borrowed money from an on-line lender. { Net Credit.com } I find out after the fact there's a 298% interest rate. $2,560. repay $7,633.85 @ $218.11 for 35 months. I have already made 2 payments but I'm a 70 year old Veteran with severe PTSD Because of my poor decission makeing my wife has closed my checking account so that they cant gain access and she wants power of atty. over my VA & SS. income We want to repay the original loan but not at those rates per month. Can afford maybe $50. per mo. for 45 mo.Can they go into my New Account ?

Lawyer's Assistant: Has anything been filed or reported?

No

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

No. All my income is Veterans Comp & Social Security

Submitted: 7 months ago.Category: Legal
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11/24/2017
Lawyer: Dwayne B., Attorney replied 7 months ago
Dwayne B.
Dwayne B., Attorney
Category: Legal
Satisfied Customers: 34,389
Experience: Began practicing law in 1992
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Hello and thank you for contacting us. This is Dwayne B. and I’m an expert here and looking forward to assisting you today.

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Lawyer: Dwayne B., Attorney replied 7 months ago

Please allow me several minutes to read your facts and type my response both initially and when you add a follow up question or add facts. Please don't ask "are you there", etc., since when you post it can erase what I am working on. If we are having a conversation unless I tell you I am going offline, I will be here but I may be doing research.

While waiting for a response, please do not keep asking questions, such as "Are you there", etc. since that can erase whatever I am writing and also interrupts the thought process. I will be back with you as soon as I can do any research necessary, formulate a response, and type it in.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

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