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My daughter that is 14 years jump into my wifes car and gear…

Customer Question
Hi- My daughter that...

Hi- My daughter that is 14 years jump into my wifes car and gear reverse. My wife said no to my daugther and try stopping her but she could not my wife was run over she is recovering good. I have gaico comprehensive insurance do you believe that they will cover??

Lawyer's Assistant: What state is this in? And how old is the car?

2014 california

Lawyer's Assistant: Has anything been filed or reported?

Yes I report yesterday. It was a big thing policeman create a report but I drove directly to hospital and could not talk to police.

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

She cause a lot of damage to building

Submitted: 7 months ago.Category: Legal
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Answered in 57 minutes by:
11/19/2017
Lawyer: Amber E., Attorney replied 7 months ago
Amber E.
Amber E., Attorney
Category: Legal
Satisfied Customers: 1,497
Experience: Experienced practitioner in areas of Divorce, Custody, Social Security, and Contract disputes.
Verified

It will depend on the terms and conditions stated in the policy, of course. However, while thefts are typically covered under a comprehensive policy, the insurance companies don't usually consider your teen taking the car without permission to be theft. As a result, damages from the teen's unauthorized use of the vehicle generally isn't covered. Even when it is covered, rates often skyrocket.

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Customer reply replied 7 months ago
will it cover comprehensive or will they refuse tu pay. Will this be comprehensive or collition or refuse.
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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