Legal

Ask a lawyer and get answers to your legal questions

Ask a Lawyer,
Get an Answer ASAP!

I need some legal advice for car insurance collision.

Customer Question
I need some legal...

I need some legal advice for car insurance collision

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

California

Lawyer's Assistant: What steps have been taken so far?

Started the claim, filed a police report, and still waiting for insurance adjuster

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Yes, there is a discrepancy w/ my coverage. I have the same insurance company but we're disputing over the transfer of my new car being covered over the old one that I already sold

Submitted: 8 months ago.Category: Legal
Show More
Show Less
Ask Your Own Legal Question
Customer reply replied 8 months ago
I just downloaded the contract from car dealership
Customer reply replied 8 months ago
I also downloaded my car registration and my last insurance payment to my insurance company
Answered in 16 minutes by:
11/10/2017
Lawyer: socrateaser, Lawyer replied 8 months ago
socrateaser
socrateaser, Lawyer
Category: Legal
Satisfied Customers: 40,064
Experience: Retired
Verified

Hello,

California lawyer here.

What's your question exactly?

Ask Your Own Legal Question
Customer reply replied 8 months ago
Hi there
I need help expediting my car coverage. My insurance company states I never transferred my insurance over to my new car.
Customer reply replied 8 months ago
Its been 4 days since I filed the claim and nothing has happened. I need to know from the insurance whether to take my un-drivable car to a collision auto body shop or to junk it.
Lawyer: socrateaser, Lawyer replied 8 months ago

Has your insurance company been accepting your payments?

Ask Your Own Legal Question
Customer reply replied 8 months ago
I know I couldn't have driven a financed vehicle off the dealership lot w/o insurance and I also purchased GAP insurance same day. There was also no Binder contract.
Customer reply replied 8 months ago
the last payment 10/19 for 6 month coverage. But it doesn't state any auto information. I downloaded it to you as well if you can see it.
Lawyer: socrateaser, Lawyer replied 8 months ago

Legally, if the insurer is accepting your payments, then it must insure your vehicle, unless the value is disproportionate to the vehicle previously insured. I'd tell your insurer that you expect to be covered, and if they refuse, then take them to small claims court. You can sue for up to $10,000 in California, so that should more than cover the value of your car.

I hope I've answered your question. Please let me know if you require further clarification. And, please provide a positive feedback rating for my answer (click 3, 4 or 5 stars) -- otherwise, Justanswer retains your entire payment, and I receive nothing for my efforts in your behalf. Note: If you cannot find the rating button on your webpage, please just type in your rating in a response to this note, and customer service will apply the rating for you.

Thanks again for using Justanswer!

Ask Your Own Legal Question
Lawyer: socrateaser, Lawyer replied 8 months ago

Hello again,

I see that you have reviewed my answer, but that you have not provided a rating. Do you need any further clarification concerning my answer, or is everything satisfactory?

If you need further clarification, concerning this matter, please feel free to ask. If not, I would greatly appreciate a positive feedback rating for my answer (click 3, 4 or 5 stars) – otherwise, Justanswer retains your entire payment, and I receive nothing for my efforts in your behalf. Note: If you cannot find the rating button on your webpage, please just type in your rating in a response to this note, and customer service will apply the rating for you.

Thanks again for using Justanswer!

Ask Your Own Legal Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask socrateaser Your Own Question
socrateaser
socrateaser
socrateaser, Lawyer
Category: Legal
Satisfied Customers: 40,064
40,064 Satisfied Customers
Experience: Retired

socrateaser is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Ely

Ely

Counselor at Law

24,657 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

22,408 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

44,066 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo Senmartin

Guillermo Senmartin

Lawyer

300 satisfied customers

Principal Attorney at Guillermo J. Senmartin, P.A.

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

17,183 satisfied customers

Multiple jurisdictions, specialize in business/contract disputes, estate creation and administration.

< Previous | Next >

Related Legal Questions
I'm having a problem with the insurance of the business that
I'm having a problem with the insurance of the business that hit my car parked legally. The business that hit my car is claiming that the injuries were minor and don't want to pay for the whole body d… read more
Attyadvisor
Attyadvisor
Doctoral Degree
8,246 satisfied customers
I'm seeking assistance for a friend of mine who was in a
Hello, I'm seeking assistance for a friend of mine who was in a vehicle collision recently (she was rear ended) after turning off a major street onto a side street. She has been found at fault per the… read more
Gerald, Esq
Gerald, Esq
Juris Doctor
3,967 satisfied customers
My son is 18 years old and has the state minimum liability
My son is 18 years old and has the state minimum liability insurance with Geico Ins. Co. In Dec of 2016 he was given permission to drive a friends car. He rearended another car at an intersection in T… read more
LawTalk
LawTalk
Attorney at Law
Juris Doctor
128 satisfied customers
I live in California and i have a question about a car I
I live in California and i have a question about a car I helped my ex girlfriend purchase - the vehicle was recently involved in an accident and she was driving. Do you think you could help? … read more
Barrister
Barrister
Attorney/Landlord/Realtor
Doctoral Degree
37,838 satisfied customers
My car, recently purchased for $9000, was crossing an
My car, recently purchased for $9000, was crossing an intersection on a turned green light in California when a car from my left ran the opposing red light and crashed into the front of my car, causin… read more
Irwin Law
Irwin Law
Juris Doctor JD
7,176 satisfied customers
I just bought a car, upon leaving the car dealership, I got
I just bought a car, upon leaving the car dealership, I got into an accident, my newly bought car was damaged & towed. The police report clearly states fault is NOT with me. I only have liability … read more
NA
NA
183 satisfied customers
If I the wife have car insurance on my car , I get married
If I the wife have car insurance on my car , I get married adnd change the car title and registration to both myself and my husband and then my husband gets into an accident will the auto insurance fu… read more
Dimitry K., Esq.
Dimitry K., Esq.
Attorney
Doctoral Degree
17,183 satisfied customers
Enterprise rent a car ran my credit for for a dollar for incidentals
Enterprise rent a car ran my credit for for a dollar for 'incidentals at lease end. There was a dispute between the collision center and insurance company paying for the damages as to when my car woul… read more
lucy7368
lucy7368
Juris Doctor
763 satisfied customers
I was in a traffic accident at LAX 12/30/11. A van shuttle
I was in a traffic accident at LAX 12/30/11. A van shuttle hit me. I took photos and got a phone number of a witness. Unfortunately it happened to be during a one week lapse in my car insurance covera… read more
xavierjd
xavierjd
Juris Doctor
3,361 satisfied customers
Do i have a claim a geico rep sold me the wrong type of coverage
Do i have a claim a geico rep sold me the wrong type of coverage and did not inform that I would only have liability and uninsured motorist he did not make me aware that I had to add additional insura… read more
JB-Umphrey
JB-Umphrey
Attorney & Counselor
Juris Doctor
606 satisfied customers
I live in Hawaii, a no-fault state. I own a car that was being
I live in Hawaii, a no-fault state. I own a car that was being driven by my girlfriend who is listed on my insurance policy. She was hit at an intersection by a driver who ran a red light. The police … read more
Brandon M.
Brandon M.
Attorney at Law
Juris Doctorate
12,463 satisfied customers
my husband was in an accident In July when a 16 year old boy
my husband was in an accident In July when a 16 year old boy hit his truck. The police did an accident report and sited the kid. His car was insured by his parents. The insurance company is only willi… read more
MShore Law
MShore Law
Doctoral Degree
1,233 satisfied customers
Married Child is still listed on their Parents insurance policy,
Married Child is still listed on their Parents insurance policy, then totals a car they are test driving from a car dealership. Does the Parents Insurance policy cover this ???… read more
NewYorkLaw101
NewYorkLaw101
Senior Associate
Juris Doctor
439 satisfied customers
Hello my question is about an accident I had on feb 2 2010
Hello my question is about an accident I had on feb 2 2010 when a car hit me from my passenger side the driver of the other vehicle got out and talk to me about if I wanted to call the cops n put this… read more
AlexiaEsq.
AlexiaEsq.
Managing Lawyer/Advocate
Doctoral Degree
37 satisfied customers
I had an accident on I75 in Sarasota, Florida on Feb 10 and
I had an accident on I75 in Sarasota, Florida on Feb 10 and the person that ran into my car lied to his insurance company about how it happened. I have a police report, plus 2 witnesses that called in… read more
JB-Umphrey
JB-Umphrey
Attorney & Counselor
Juris Doctor
606 satisfied customers
very minor damage from sliding into curb and small trash can
very minor damage from sliding into curb and small trash can was reported to financial institution where comp and collision coverage was covering vehicle. found out policy was no longer in effect. par… read more
JB-Umphrey
JB-Umphrey
Attorney & Counselor
Juris Doctor
606 satisfied customers
I live in Ozark, MO. My car was parked at the curb when it ...
I live in Ozark, MO. My car was parked at the curb when it was crashed into by an allegedly stolen vehicle. Owner of stolen vehicle has full coverage with Hartford Insurance but the insurance denies r… read more
Lawgirl
Lawgirl
Founder
Doctoral Degree
4,606 satisfied customers
I bought and financed a car with a dealership, and recieved ...
I bought and financed a car with a dealership, and recieved a thirty day tag, but I wrecked the car within a week. when I called to report a claim my insurance company is refusing to cover the damages… read more
Paul S.
Paul S.
Doctoral Degree
68 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x