Legal

Ask a lawyer and get answers to your legal questions

Ask a Lawyer,
Get an Answer ASAP!

If I had a judgment lien on my property but did not know…

Customer Question
If I had a...

If I had a judgment lien on my property but did not know about it and yet the lien was satisfied back in 2010, do I have any recourse as my vehicle loan, credit card etc. interest would have been adversely affect from 2010 until now (2017) when I only found out about the lien because I wanted to get a mortgage

Lawyer's Assistant: Because real estate law varies from place to place, can you tell me what state this is in?

New York

Lawyer's Assistant: Has any paperwork been filed?

The judgment was put on by the claimants' lawyer and was filed back in 2010 with the county. I have the insurance company's check and letter that states when the claimant's lawyer received the payment which was in 2010. I also spoke to their lawyer and he said that he paid them.

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

No. Only that the lawyer that handled this case for me assigned by my insurance company at the time stated that my neighbor who was suing me was quite "litigious".

Submitted: 10 months ago.Category: Legal
Show More
Show Less
Ask Your Own Legal Question
Answered in 1 minute by:
10/3/2017
Lawyer: Olivia Kent, Attorney replied 10 months ago
Olivia Kent
Olivia Kent, Attorney
Category: Legal
Satisfied Customers: 4,701
Experience: Partner at Kent Law Group, LLC
Verified

Hello. My name is ***** ***** I'll be happy to help you. What can I answer for you... I'm not quite sure I understand what your question is.

Ask Your Own Legal Question
Customer reply replied 10 months ago
Does the claimant have to remove the lien within a certain amount of time after it is satisfied? If interest on loans etc. that I took out during this period were adversely affected by this lien, can I get any kind of financial settlement from the claimant for erroneously affecting my credit scores etc.
Lawyer: Olivia Kent, Attorney replied 10 months ago

In theory people are supposed to remove liens once a judgment has been satisfied but there's no law stating that it must be done and otherwise you're entitled to a financial settlement. Presumably whenever you went to take out a loan that's when you would have found out about the lien and would have had an opportunity to remedy the error prior to your loan - but the person to whom the original judgment was owed does not owe a duty to you to remove the lien. Does that make sense?

Ask Your Own Legal Question
Customer reply replied 10 months ago
Unfortunately, that was not the case. The loans (back in 2011 and 2013) were for tractors for semis. One loan was for over $32,000 and the other for over $11,000. No lien was ever mentioned. I am sure that my credit score was required. Would not the loan rate be affected by the lower credit score with a lien?
Lawyer: Olivia Kent, Attorney replied 10 months ago

I'm sure it would have been but there's no way to relate how much you would have paid if there was no lien to how much you paid when there was. And, again, there would need to be some duty he has to remove the lien. If anything, the bank should have told you about the lien when you went to get a loan - and also someone could argue that if you had looked at your credit report you would have seen it. So, you see, lots of variable to this one and suing someone with this many variables in the mix is often not the greatest idea.

Ask Your Own Legal Question
Customer reply replied 10 months ago
OK. Thank you for your help.
Lawyer: Olivia Kent, Attorney replied 10 months ago

It's my pleasure. I'd be happy to help you if you have additional questions. And if you wouldn't mind could you please take a moment to check the box stating that I answered your question - so that I get credit for working with you.

Ask Your Own Legal Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Olivia Kent Your Own Question
Olivia Kent
Olivia Kent
Olivia Kent, Attorney
Category: Legal
Satisfied Customers: 4,701
4,701 Satisfied Customers
Experience: Partner at Kent Law Group, LLC

Olivia Kent is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Ely

Ely

Counselor at Law

24,658 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

22,843 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

44,266 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo Senmartin

Guillermo Senmartin

Lawyer

301 satisfied customers

Principal Attorney at Guillermo J. Senmartin, P.A.

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

17,183 satisfied customers

Multiple jurisdictions, specialize in business/contract disputes, estate creation and administration.

< Previous | Next >

Related Legal Questions
I have a in-house financed vehicle, the company went out of
Hi! I have a in-house financed vehicle, the company went out of business 07/2017 I havn't heard from them or either do I know where to start looking for them(website has been taken down, lot sold and … read more
Troy Gorman
Troy Gorman
Attorney
Juris Doctorate (J.D.)
7 satisfied customers
They owe me roughly 40,000. They both moved here in June
They owe me roughly 40,000. They both moved here in June 2017 he did not get a texas dl but she did.Can I file here in texas. It is my understanding in texas you can file several small claims as long … read more
Barrister
Barrister
Attorney/Landlord/Realtor
Doctoral Degree
38,294 satisfied customers
I recently went thru a bankruptcy. At the end the atty said
I recently went thru a bankruptcy. At the end the atty said for $650 he would remove the lien on my house ($14,000) from a bank loan. I contacted him 3 times in Nov. No response. I need to get the lie… read more
Terry L.
Terry L.
Partner
Doctoral Degree
2,975 satisfied customers
My wife was in an accident a couple of years ago and
My wife was in an accident a couple of years ago and according to the insurance company she was found to be 75 percent at fault so the insurance company only paid for seventy five percent of the repai… read more
Dwayne B.
Dwayne B.
Juris Doctor
28,766 satisfied customers
I abandoned the house about 10 years ago. The community association
I abandoned the house about 10 years ago. The community association kept imposing fines, and then attached liens for he fines and legal fees every three months or so. The mortgage companies finally co… read more
Delta-Lawyer
Delta-Lawyer
Doctoral Degree
3,510 satisfied customers
This is concerning the SOL sold out junior loan on an investment property that has
This is concerning the SOL for a sold out junior loan on an investment property that has been foreclosed in Florida. Last payment of the sold out junior loan (a HELOC) was made on September 2009. Prop… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
44,266 satisfied customers
A default judgement against us (we didn't travel 8 hours to
A default judgement against us (we didn't travel 8 hours to appear) by a small claims court in Ohio in 2007. This from a timeshare company we had paid in full For in Indiana. We had filed a complaint … read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
44,266 satisfied customers
Greetings, My folks were contacted by their Auto Insurance
Greetings, My folks were contacted by their Auto Insurance company regarding a claim made to them by someone who reported an accident in a parking lot of a medical center. How they connected the incid… read more
Dave Kennett
Dave Kennett
Doctoral Degree
25,741 satisfied customers
Several years ago, I took out a Home Equity Line of Credit
Several years ago, I took out a Home Equity Line of Credit (HELOC) and borrowed about $65,000 or so. I lost my job in 2008, in the midst of the housing decline. Couldn't sell my house for anywhere nea… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,939 satisfied customers
I have a Judgerment lien recorded against me in 2009 in the
I have a Judgerment lien recorded against me in 2009 in the state of Florida.(sunbiz.org) I have a car that has a current loan balance on it but I have about $10,000 in equity. It won't be paid off fo… read more
Andrea, Esq.
Andrea, Esq.
Attorney
Post-Doctoral Degree
10,512 satisfied customers
A judgement was put on me by lawyers In Louisville working
A judgement was put on me by lawyers In Louisville working for Lawyers out of New York who bought my debt i owed to American express, How can they put a judgement on my house for a unsecured loan ? Fa… read more
D. WINOGO ESQ.
D. WINOGO ESQ.
Hearing Officer/Attorney
Doctoral Degree
100 satisfied customers
I have been fighting a foreclosure for the past eight (8) years.
I have been fighting a foreclosure for the past eight (8) years. Select Portfolio Servicing is suing under a caption that has Wells Fargo as the holders of a Trust for First Franklin Mortgage Loan 200… read more
Richard - Bizlaw
Richard - Bizlaw
Juris Doctor
3,773 satisfied customers
My previous corporation went out of business. I had 3 vehicles
My previous corporation went out of business. I had 3 vehicles owned and titled in the corp's name and some equipment. I had a default judgment from a local creditor for about 16k. The Sheriff came by… read more
Legalease
Legalease
Attorney At Law
Doctor of Law w/ highest honors
15,719 satisfied customers
can a judgment lien be placed on a stuctured personal injury
can a judgment lien be placed on a stuctured personal injury settlement in the state of PA?… read more
Ray
Ray
Lawyer
Doctoral Degree
33,840 satisfied customers
We are a mortgage service for fannie Mae and Freddie Mac.
We are a mortgage service for fannie Mae and Freddie Mac. We inadvertantly released a lien against a California property although there was still $1325,000 + - in legetimate debt against the property … read more
D. WINOGO ESQ.
D. WINOGO ESQ.
Hearing Officer/Attorney
Doctoral Degree
100 satisfied customers
I am interesting in a new building(only foundation and first
I am interesting in a new building(only foundation and first floor are completed) forclosure property, but the new building general contractor is being suited by neighbor for damage to neighbor's prop… read more
JPEsq
JPEsq
Attorney
Doctoral Degree
2,132 satisfied customers
can a online payday loan company demand a arbitration from
can a online payday loan company demand a arbitration from another state? also can they demand a wage garnishment from your job even if you did not sign a wage assignment and is it legal for them to s… read more
Legal Eagle
Legal Eagle
Attorney at Law
Doctoral Degree
381 satisfied customers
my 17 year old son rear ended a vehicle which then rear ended
my 17 year old son rear ended a vehicle which then rear ended the vehicle in front. No bodily injury just minor bumper damage and radiator of front vehicle leaked along with bumper damage. How should … read more
Marsha411JD
Marsha411JD
Doctoral Degree
20,657 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x