Legal

Ask a lawyer and get answers to your legal questions

Ask a Lawyer,
Get an Answer ASAP!

I live in ct., have a reverse mortgage with my husband. i…

Customer Question
I live in ct....

I live in ct., have a reverse mortgage with my husband. i want to divorce him and would like to know what legal obstcles and/ or onsequences accrue from such a divorce. I am an 82 year old woman.

Lawyer's Assistant: Because family law varies from place to place, can you tell me what state this is in?

Conneciut

Lawyer's Assistant: Have you talked to a lawyer yet?

No. I'm not certain what specialty lawyer I should speak with, i.e., elder lawyer, estate and probate lawyer,etc.?

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Technically I Iive in NYc,i., I vote there, have an apartmen tin NY. My drivers license is in Ct.. My husband and I were separated for many years. He lives in Ct., but all of our property remains in common. We never obtained a divorce, instead decided a few years ago, due to our age to Itry marriage again,one last trial.

Submitted: 7 months ago.Category: Legal
Show More
Show Less
Ask Your Own Legal Question
Answered in 2 minutes by:
10/1/2017
Lawyer: Olivia Kent, Attorney replied 7 months ago
Olivia Kent
Olivia Kent, Attorney
Category: Legal
Satisfied Customers: 3,247
Experience: Partner at Kent Law Group, LLC
Verified

Hello. My name is ***** ***** I'll be happy to help you. The legal obstacles you face are really not that different from the legal obstacles anyone else of any age would face. If you do decide to hire an attorney, you'll want one who is experienced in family law.

Ask Your Own Legal Question
Lawyer: Olivia Kent, Attorney replied 7 months ago

As with any divorce there will be a division of assets and expenses.

Ask Your Own Legal Question
Lawyer: Olivia Kent, Attorney replied 7 months ago

You'll want to file where you establish residency, which in your case sounds like it would be NY. You may even wish to discuss a divorce with him in order to ascertain whether you can come up with some reasonably amicable resolution prior to filing. You haven't indicated that you think it might be contentious or acrimonious which is why I suggest that.

Ask Your Own Legal Question
Customer reply replied 7 months ago
Olivia,
It would not be acrimonious. ONE concern is that we have a reverse mortgage and how that will effect the divorce,or be effectedby it. We both own the RM and as a result can continue to live there until we die so long as we pay mortgage taxes. BUt what happens to the RM. and its R&R given a divorce. For example do one of us lose the RIGHT to ive there until we die,or do one of us lose what little equity remains in the mortgage if we divorce. ICan the RM be contested in a divoce, or are we penalized in some way?? ALSO BECAUSE WE ARE ELDERLY AND HAVE LITTLE MONEY TO SPARE HOW DO WE cALCULATE ENTITLEMENTS (IF THERE ARE ANY) GIVEN A DIVORCE. ALSO THE ISSUE OF SPOUSAL RESPONSIBILITY If ONE NEEDS NURSINg HOME CARE. IN NY THERE IS NO SUcH LAW,nor responsibility one spouse for another SUCH IS not NOT THE CASE IN CT.
Customer reply replied 7 months ago
You can bill me through the master card i submitted for the initial cost.
Lawyer: Olivia Kent, Attorney replied 7 months ago

I'm sorry I wasnt able to accept your phone call request when it came in. Would you like me to call you now?

Ask Your Own Legal Question
Lawyer: Olivia Kent, Attorney replied 7 months ago

Whenever a divorcing couple has a reverse mortgage they must submit the divorce decree to the loan servicer. At that point, one of the spouses will be permitted to be removed from the home title, keeping the loan in the remaining spouse’s name.

Ask Your Own Legal Question
Customer reply replied 7 months ago
MY PAYMENT WAS VERIFIED BY MY CARDHOLDER THIS MORNING, BUT I HAVE RECEIVED NO PHONE CALL FROM YOU. PLEASE CALL ME AT(###) ###-####
Lawyer: Olivia Kent, Attorney replied 7 months ago
Hi. I would be happy to speak by phone. Experts have no control over payments. If you reply on here I can send you a phone call request link.
Ask Your Own Legal Question
Customer reply replied 7 months ago
PLEASE TELL ME WHAT TO DO . BARCLAY BAMK CALLED THIS MORNING TO VERIFY THE PAYMENT I MADE TO YOU. I TOLD THEM IT IS LEGITIMATE. THAT WAS SUPPOSED TO PAY FOR A PHONE CALL. I HAVE NOT HEARD FROM YOU. WHAT SHOULD I DO.? I MUST GO OUT. MY CELL PHONE IS NOT CONSISTENT SO I MAY NOT GET THE CALL IF YOU CALL IT. NONETHELES I WILL GIVE YOU THE NUMBER. IT IS###-##-#### I RECEIVED NO RECEPT FOR MY PAYMENT OF 5$ PLUS THE EXTA 49$. PLEASE ADVISE. EVELYN HARRIS
Lawyer: Olivia Kent, Attorney replied 7 months ago

Evelyn, it says the phone call request has expired. I'm going to forward this to customer service for them to fix it. They may need to reverse the charge so we can but it through again. Experts don't have any control over that - but regardless, I'd be happy to talk to you any time!

Ask Your Own Legal Question
Was this answer helpful?
Ask Olivia Kent Your Own Question
Olivia Kent
Olivia Kent
Olivia Kent, Attorney
Category: Legal
Satisfied Customers: 3,247
3,247 Satisfied Customers
Experience: Partner at Kent Law Group, LLC

Olivia Kent is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Tina

Tina

Lawyer

8,775 satisfied customers

JD, BBA Over 25 years legal and business experience.

Ely

Ely

Counselor at Law

24,353 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

20,727 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

42,358 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo J. Senmartin, Esq.

Guillermo J. Senmartin, Esq.

Attorney

292 satisfied customers

7+ years of experience handling various legal matters.

< Previous | Next >

Related Legal Questions
I pretended to be someone else online and on the phone. A ma
I pretended to be someone else online and on the phone. A made up identity, no one real. Is this illegal?… read more
AlexiaEsq.
AlexiaEsq.
Managing Lawyer/Advocate
Doctoral Degree
37 satisfied customers
In Florida, what rights of access does a co-signer have to ...
In Florida, what rights of access does a co-signer have to a vehicle, where the co-signer's name is XXXXX XXXXX on the registration.… read more
Matt Kesler
Matt Kesler
Business Owner/Law Student
Doctoral Degree
1,646 satisfied customers
took out a title loan and am three days late Ive ...
took out a title loan and am three days late I''ve spoke with them and they said no late days are allowed. I told them I will have a payment in 4 days from now. They told me a warrent would be issued … read more
Ray
Ray
Lawyer
Doctoral Degree
32,540 satisfied customers
I'm stuck in a car title loan that I can't get out of in
I'm stuck in a car title loan hell that I can't get out of in Texas. I'm paying 550 dollars a month and it's not touching the interest. Is there anyway to get relief from this aside from paying it in … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
11,095 satisfied customers
Want to take someone to court over a title loan ,I told them
Want to take someone to court over a title loan ,I told them I would be in this month to pay the loan off .Went in on Tuesday. They say they sold the car on Monday. … read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
20,727 satisfied customers
I have a title loan from Alabama. I have since moved to
I have a title loan from Alabama. I have since moved to Michigan. The vehicle is broken down and I cannot afford to pay off the loan and get the vehicle fixed. i have told the loan company they can ha… read more
Lori
Lori
Juris Doctor
1,303 satisfied customers
Both names on loans and titles of vehicles. Divorce decree
Both names on loans and titles of vehicles. Divorce decree states I got one car and loan, he got other. I can not afford car and wanted it repoed. Exhusband took car. Wants me to sign off on title but… read more
Nisha Jones, Esq.
Nisha Jones, Esq.
Juris Doctorate
2,700 satisfied customers
I currently have a personal loan (title is held not
I currently have a personal loan (title is held not registered with state) that is "defaulted" I'm not really sure of the status as the loan originator passed away and the loan is with his estate. My … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
11,095 satisfied customers
I took out a loan with a title loan company, I defaulted and
I took out a loan with a title loan company, I defaulted and they took my car. Legally what are my rights. Can I pay off the loan and get my car back. The loan was for $3,000 and the car is worth $30k… read more
Lori
Lori
Juris Doctor
1,303 satisfied customers
I took out a loan and used my truck title as security, Last
I took out a loan and used my truck title as security, Last night my truck was totaled, am I still responsible for the loan? I cannot salvage the vehicle as it is not mine to sell. Is it their respons… read more
Bill Attorney
Bill Attorney
law
2,218 satisfied customers
Have a question about debt collection on car title loan. NC
Have a question about debt collection on car title loan … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
11,095 satisfied customers
I helped a friend make payments on her car. A title loan. I
I helped a friend make payments on her car. A title loan. I paid over 2500. and paid it off. She was to pay me back after getting a job. She also moved into my home, and helped around the house. Her c… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,934 satisfied customers
What is the Title Loan Repo Law in Tennessee
What is the Title Loan Repo Law in Tennessee… read more
Linda Roch
Linda Roch
Attorney
Doctoral Degree
529 satisfied customers
I have a title loan with Title Max in Greenville, SC. I havent
I have a title loan with Title Max in Greenville, SC. I haven't paid since December 2011 because I lost my job. I drove the car to Miami for a vacation where it died. I left it in Miami because I did … read more
FraudExaminerNate
FraudExaminerNate
Managing Member
Juris Doctor
286 satisfied customers
I need to know how to handle a tractor repossession
I sold a tractor to a friend because we were trying to save a business and figuered that we would keep the payments up until we could pay it off. Unfortunately we lost the buisness as well as our home… read more
ctlawyer
ctlawyer
Attorney at Law
Juris Doctor
572 satisfied customers
My auto loan was paid off mysteriously. The auto loan company
My auto loan was paid off mysteriously. The auto loan company sent me my car title along with a signed letter stating that the debt has been settled in full and reported as such, and the lien has been… read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
20,727 satisfied customers
is getting a credit profile number illegal
is getting a credit profile number illegal?… read more
Dwayne B.
Dwayne B.
Juris Doctor
28,766 satisfied customers
Are Title Loans Legal in Kentucky
Are Title Loans Legal in Kentucky?… read more
Irwin Law
Irwin Law
Juris Doctor JD
7,166 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x