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Credit One Bank of Las Vegas, NV issued a credit card to me…

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Credit One Bank of...

Credit One Bank of Las Vegas, NV issued a credit card to me without authorization. The card was never mailed. Yet, I have received billings for it and they have attached late payment fees to the account which was not authorized by me, ever. I have discovered this bank is a ;predatory bank which has conductred itself criminally for the past 10 years, at least, with no action on the part of the federal government other than from the Office of the Comptroller of the Currency to order the bank to resolve the issue. This stupid bank then, several years later, sells those closed accounts to a credit collection company which attempts to collect a debt no one owes.I want to sue this outfit for mail fraud, bank fraud, and outrageous and wanton conduct.

Lawyer's Assistant: Because laws vary from place to place, can you tell me what state this is in?

I am in New Mexico. The bank is in Nevada

Lawyer's Assistant: Have you contacted the manufacturer?

Not a manufacturer....bank. Yes. Sent a letter of demand for $25000 today.

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

This is a predatory bank, this is normal procedure for them and should easily be a class action suit.

Submitted: 10 months ago.Category: Legal
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9/25/2017
Lawyer: Law Educator, Esq., Attorney replied 10 months ago
Law Educator, Esq.
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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