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I have been given some gift certificates that were purchased…

Customer Question
I have been given...

I have been given some gift certificates that were purchased at some nail salons/ spa, etc. They have expirations dates on them. However, I have been told that the place of business has to accept them. so, in other words they really cant have an expiration date. Is that true? thank you.

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

Texas.

Lawyer's Assistant: Has anything been filed or reported?

Do you mean was I denied being able to use them and then maybe I contacted the attorney generals office or attorney or something? If that is what you are asking then no. I just called one of the salon's and she told me it was expired and they would not accept it. Which seems like that could not be true because people paid them good money for these. and I would think they need to refund it or accept it. But, I just don't really know.

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

No thank you.

Submitted: 11 months ago.Category: Legal
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Answered in 6 minutes by:
9/20/2017
Lawyer: Loren, Attorney replied 11 months ago
Loren
Loren, Attorney
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Lawyer: Loren, Attorney replied 11 months ago

Pursuant to Texas Business & Commerce Code Ann. §604.101

An expiration date or policy, fee, or other material restriction or contract term applicable to a stored value card must be clearly and conspicuously disclosed at the time the card is sold or issued to a person to enable the person to make an informed decision before purchasing the card.

So, it is legal to have an expiration date which complies with the Credit Card Accountability Responsibility and Disclosure (CARD) Act stating that gift cards cannot expire within five years from the date they were activated and generally limits inactivity fee on gift cards except in certain circumstances, such as if there has been no transaction for at least 12 months.

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Lawyer: Loren, Attorney replied 11 months ago

Did you have further questions? Please let me know if I have answered your question.

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