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We bought a house a year ago (10 years old). A couple of
good day. We bought a house a year ago (10 years old). A couple of weeks ago, a crack appeared in our foundation. repair estimated at 9k. We have insurance. but I'm not sure if she will cover this rep… read more
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As you know, I represent the Buyer in the above referenced transaction. I have reviewed the contract and its addendums (“Contract”) with my client. Pursuant to Paragraph 11(c), I hereby propose the following modifications: 1. In the event of a conflict between the terms of the Contract and the terms of this letter, the terms of this letter shall control. 2. Seller shall disclose any homeowner insurance claims within the last five (5) years which shall be subject to Buyer's review and approval. 3. This Contract shall be contingent upon the Buyer's lender receiving an appraisal, ordered by the Buyer's lender, showing the value of the Property to be greater than or equal to the purchase price. 4. Line 60 of the Contract shall be modified to insert “not” after the word “shall”. 5. Paragraphs 8(a) and 8(b) shall be deleted and the following inserted in its place: “If Buyer is unable to obtain a written clear to close loan commitment in accordance with the terms specified above on or before July 13, 2017, then Buyer shall have the option to declare the Contract null and void or request an extension of the aforementioned date. Should Buyer request an extension, Seller retains the right to agree to the new proposed mortgage contingency deadline or declare the Contract null and void. In the event the Contract is terminated under this provision, the Buyer shall receive a full refund of the earnest money. This is the content of the contract .. Need to find out if I can use the point 5 to come out of the home buying contract , almost near closing.… read more
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I bought my house not even two years ago, i didn''t get flood insurance my contract states i am not in a flood plain and really i am not i live on top of a hill but my basement does flood, recently my… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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