I am sorry to hear this.
Here is the code that clearly states each spouse is responsible for their own debt - please see:
519.05 LIABILITY OF HUSBAND AND WIFE.
(a) A spouse is not liable to a creditor for any debts of the other spouse. Where husband and wife are living together, they shall be jointly and severally liable for necessary medical services that have been furnished to either spouse, including any claims arising under section 246.53, 256B.15, 256D.16, or 261.04, and necessary household articles and supplies furnished to and used by the family. Notwithstanding this paragraph, in a proceeding under chapter*****may apportion such debt between the spouses.
(b) Either spouse may close a credit card account or other unsecured consumer line of credit on which both spouses are contractually liable, by giving written notice to the creditor.
When a spouse passes, the spouse's estate is liable to creditors; a surviving spouse is not.
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Information provided is for educational purposes only. Consultation with a personal attorney is always recommended so your particular facts may be considered. The terms addressing this can be viewed here:
Thank you and take care.