Legal

Ask a lawyer and get answers to your legal questions

Ask a Lawyer,
Get an Answer ASAP!

I have been struggling with a t worn meniscus tear and

Customer Question
I have been struggling...

I have been struggling with a t worn meniscus tear and arthritis in the knee since June. I went to physical therapy and did all I could do there. Now I was referred to an orthopedic surgeon and He said that he didn't want me on my knee for extended periods of time to keep from having further damage. This diagnosis was given to me on Aug 22, 2017 but my surgery is not scheduled until Nov 20, 2017. My short term disability provider just contacted me and told me that because I was not doing any pre operative activities, and just staying at home, that I was not eligible for the insurance. I just want to know if that is correct?

Lawyer's Assistant: Because real estate law varies from place to place, can you tell me what state this is in?

PA

Lawyer's Assistant: Has anything been filed or reported?

My doctor filed the papers for the disability, but that was it.

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

No, I just need to know if that was right or not.

Submitted: 8 months ago.Category: Legal
Show More
Show Less
Ask Your Own Legal Question
Answered in 1 minute by:
9/12/2017
Lawyer: INFOLAWYER, Attorney replied 8 months ago
INFOLAWYER
INFOLAWYER, Attorney
Category: Legal
Satisfied Customers: 61,674
Experience: Licensed attorney helping individuals and businesses
Verified

Hello and welcome. I am working on your answer and will be right back!

Ask Your Own Legal Question
Lawyer: INFOLAWYER, Attorney replied 8 months ago

That is not correct. They cannot exclude based on this arbitrary basis which is not grounds for coverage. He would need to point to a specific provision of exclusion to claim this, which from what you mentioned, he has not and cannot.

Ask Your Own Legal Question
Was this answer helpful?
Ask Tina Your Own Question
Tina
Tina
Tina, Lawyer
Category: Legal
Satisfied Customers: 8,775
8,775 Satisfied Customers
Experience: JD, BBA Over 25 years legal and business experience.

Tina is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Tina

Tina

Lawyer

8,775 satisfied customers

JD, BBA Over 25 years legal and business experience.

Ely

Ely

Counselor at Law

24,642 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

61,674 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

43,763 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo Senmartin

Guillermo Senmartin

Lawyer

297 satisfied customers

Principal Attorney at Guillermo J. Senmartin, P.A.

< Previous | Next >

Related Legal Questions
Can you help with a question regarding health insurance? In
Can you help with a question regarding health insurance? … read more
INFOLAWYER
INFOLAWYER
Attorney
61,674 satisfied customers
I am currently on short term disability and my job is being
I am currently on short term disability and my job is being eliminated on May 31st. I am being told that my disability insurance and payment will cease upon termination even though my claim began whil… read more
John
John
Attorney
Doctoral Degree
5,938 satisfied customers
My insurance quotes are too high because my old insurance
My insurance quotes are too high because my old insurance company have me down as at-fault accidents and I never had an at-fault accident I did have a few claims but they were not my fault … read more
Phillips Esq.
Phillips Esq.
Attorney
JD
19,598 satisfied customers
I am temporarily on short term disability due to surgery.
I am temporarily on short term disability due to surgery. (full income) I am scheduled to return to work next week BUT may have to stay out a few weeks longer to recover. (at full income). I applied f… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
11,365 satisfied customers
My question is about insurance, car insurance that is
My question is about insurance, car insurance that is involving an accident … read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
43,763 satisfied customers
Statue of limitations in Texas for insurance Errors and
Statue of limitations in Texas for insurance Errors and Omissions? How long after an event can a suit be filed? … read more
Phillips Esq.
Phillips Esq.
Attorney
JD
19,598 satisfied customers
This is the guy with the reenters insurance case. The
Hi Again this is the guy with the reenters insurance case. The insurance company paid me a fraction of what my items were worth and sent me a check. I'm about to deposit the check. I just want to make… read more
INFOLAWYER
INFOLAWYER
Attorney
61,674 satisfied customers
Is there a catch to these insurance business out there that
Is there a catch to these insurance business out there that wants to recruit people as agent. Every agent earn a certain percentage on the next agent he recruits and so forth down the line. I was appr… read more
Sean K
Sean K
Attorney/Member
JD
631 satisfied customers
An insurance company assigned a local law firm insurance
An insurance company assigned a local law firm insurance defense attorney and defended a client in a lawsuit, which was settled. Afterwards, seems that every time this client contacted the insurance c… read more
ScottyMacEsq
ScottyMacEsq
Doctoral Degree
17,919 satisfied customers
I have a question about my short term disability. North
Hello, I have a question about my short term disability … read more
Damien Bosco
Damien Bosco
Attorney
Doctoral Degree
4,524 satisfied customers
Im out on fmla and short term disability. Have the
Im out on fmla and short term disability. Have the opportunity to apply for a new job. Is it legal? Can I do it. I also have over 400 hours sick time and 180 hours vacation time ont he books with my c… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
11,365 satisfied customers
I am on short term disability and FMLA from work related to
I am on short term disability and FMLA from work related to sarcoidosis that may be in my nervous system I had to have both knees repaired in 2016 related to meniscus repair is from a fall in work at … read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
43,763 satisfied customers
I was only approved for short term disability benefits from
I was only approved for short term disability benefits from Lincoln financial until 8/10 . I have submitted additional paperwork submitted from another doctor documenting that I can't go back to work,… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
11,365 satisfied customers
I went out on a short term disability on July 14 for 30
I went out on a short term disability on July 14 for 30 days. Yesterday I was told my claim was denied because the Dr did not provide the necessary info. The Dr's office said my employer did not provi… read more
lucy7368
lucy7368
Juris Doctor
763 satisfied customers
Over 2byears ago I was on californian short term disability
Over 2byears ago I was on californian short term disability and during this time my company shut down. I was still collecting disability from the state but I was very concerned I would loose my layoff… read more
Thelawman2
Thelawman2
Doctoral Degree
1,358 satisfied customers
Ray. I am now in my second short-term disability with
Hi, Ray. I am now in my second short-term disability with Anthem, and although my doctors have not released me back to work I was denied my appeal to last request for authorization of short-term disab… read more
Ray
Ray
Lawyer
Doctoral Degree
32,639 satisfied customers
Can a commercial short term disability claim be offset by
Can a commercial short term disability claim be offset by Social Security Retirement benefits taken before the disablity claim … read more
INFOLAWYER
INFOLAWYER
Attorney
61,674 satisfied customers
I am on short term disability for double total knee
I am on short term disability for double total knee replacement. I was contacted by my employer this morning. They wanted to know approx. how long I expect to be out for rehab to full on rtn. to wk. I… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
11,365 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x