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I have a question regarding a timeshare foreclosure and

Customer Question
I have a question...

I have a question regarding a timeshare foreclosure and subsequent lawsuit.

Lawyer's Assistant: Since laws vary from place to place, what state is this in? And has any paperwork been filed?

This was filed in the state of Florida

Lawyer's Assistant: Has any paperwork been filed?

Yes I received the summons, there are numerous accounts that I am a part of the lawsuit

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Yes, in the body of the document, it states that No deficiency or personal liability is sought against the Defendant. Not sure what this statement means for me.

Submitted: 11 months ago.Category: Legal
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Answered in 5 minutes by:
9/11/2017
Lawyer: Legal Eagle, Lawyer replied 11 months ago
Legal Eagle
Legal Eagle, Lawyer
Category: Legal
Satisfied Customers: 14,053
Experience: Licensed to practice before state and federal court
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Hello! I am a licensed attorney, admitted to practice in state and federal court. I have a nearly 100% satisfaction rating so all that means is that you can count on me to help today. Are you the defendant in the case?

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Customer reply replied 11 months ago
one of them
Lawyer: Legal Eagle, Lawyer replied 11 months ago

Great thanks! Just a moment...Remember, if you get an automatic phone call request and you would not like a phone call, you’re welcome to reject the offer.

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Customer reply replied 11 months ago
No I do not want a live phone call at this time.
Customer reply replied 11 months ago
Where exactly is the answer to my question?
Lawyer: Legal Eagle, Lawyer replied 11 months ago

Hi, I haven’t forgotten about you. I’m just wrapping up with another customer and I will be with you shortly.

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Lawyer: Legal Eagle, Lawyer replied 11 months ago

Thank you very much for your patience. I'm very sorry for the delay. Where it says that there is no deficiency or personal liability sought against the defendant, all that means is that this is a non-recourse judgment. If you default on the loan, the lender can only recover the home itself and can’t come after you personally. They may be able to collect on the remaining debt, but they cannot otherwise bring a separate lawsuit.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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