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I bought a pickup truck 2 yrs ago, but I could not get it…

Customer Question
I bought a pickup...

I bought a pickup truck 2 yrs ago, but I could not get it fiancecd in my name so the dealership used my dad's name and then mine, could not afford credit life. The problem is my dad has passed away and I lived with him and took care of him until he passed and now that he is gone I can't afford the payment because I had his income to help. Us there anything I can do to May reduce the payment or not even be responsible for it?

Lawyer's Assistant: What state is this in? And how old is the truck?

Missouri and it is a 2006

Lawyer's Assistant: Has anything been filed or reported?

No

Submitted: 11 months ago.Category: Legal
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Answered in 3 minutes by:
9/11/2017
Lawyer: Legal Eagle, Lawyer replied 11 months ago
Legal Eagle
Legal Eagle, Lawyer
Category: Legal
Satisfied Customers: 14,105
Experience: Licensed to practice before state and federal court
Verified

Hello! I am a licensed attorney, admitted to practice in state and federal court. I have a nearly 100% satisfaction rating so all that means is that you can count on me to help today. I am sorry to hear about your situation and I’m sorry about your dad passing away. If your father did not die with a will, and he was not married, then his property would pass to you under the laws of the state of Missouri. This means that you could take his death certificate and a copy of the title down to the DMV and have it transferred to your name. Once you do that, then you can try to get the car refinanced so the payments can be lowered to something that you could afford. If your dad died with a will, then you’ll have to follow the terms of the will and deliver the truck property to someone else. The other thing that you could possibly do is sell the vehicle to someone to pay off the remaining loan. Finally, one other thing you could do is tell the creditor that your father has passed and that you would be taking over payments, but you would like to get it modified such that you could continue making payments on the truck. The last option is to let the car go into repossession and have them take it back.

Also, although I provided an initial answer, it’s important that you are 100% satisfied. If you feel I have done so, please rate me 5 stars and let me know if you have any follow up questions. As a side note, you can also click here in the future to request me individually.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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