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I have cancelation insurance for flights from two insurance…

I have cancelation insurance...

I have cancelation insurance for flights from two insurance providers can I file a claim on both inurances

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

Michigan

Lawyer's Assistant: Has anything been filed or reported?

I did file on the policy I bought from the airlines. I found out later that I could also claim the airline tickets on the policy I purchased for the trip.

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Answered in 2 minutes by:
9/1/2017
Law Educator, Esq.
Category: Legal
Satisfied Customers: 125,221
Experience: JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law
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Thank you for your question. I look forward to working with you to provide you the information you are seeking for educational purposes only.

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You can legally only collect ONE time for a claim. If you have two different policies you can collect only on one of them. If you file on both policies and they both pay that is considered insurance fraud as it is considered double dipping in that you received payment twice for same cancellation. The fraud is simply filing under two insurance policies when one policy is going to pay (if one policy denies coverage it is not illegal to file under the other policy) whether or not you ever collect on the claim or later withdraw one of the claims. So file on one, if they deny you, then you can file on the other, but you cannot file on both at the same time, you are entitled to only ONE reimbursement.

Please do not forget to leave positive feedback by clicking on the 5 stars at the top of your page, as the experts are not employees of the site and get no credit for spending time with customers unless they leave positive feedback. Thank you.

Law Educator, Esq.
Category: Legal
Satisfied Customers: 125,221
Experience: JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law
Verified
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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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