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If an organization sells an insurance policy thru them for…

If an organization sells...

If an organization sells an insurance policy thru them for an insurance company do they become an agent for the insurance company. If so do they have any obligation in your behalf.

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

Ohio

Lawyer's Assistant: Has anything been filed or reported?

Yes, and I have been denied payment on policy

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Answered in 6 minutes by:
8/23/2017
INFOLAWYER
INFOLAWYER, Attorney
Category: Legal
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Hello and welcome. I am working on your answer and will be right back!

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The selling organization is an agent of the insurer. It owes an obligation to its principal/insurer and to the buyer/insured. The insurer may be held liable for any conduct of the selling organization under principal-agency theory. Kindly let me know if the answer is acceptable by replying "yes" or "acceptable"

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Customer reply replied 10 months ago
thanks

very welcome

Kindly rate me 5 stars.

INFOLAWYER
INFOLAWYER, Attorney
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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