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I have cancer and am living on my social security of 644 a…

I have cancer and...

I have cancer and am living on my social security of 644 a month i have some state benefits I am being sued by my auto loan for non payment dont know how to handle

Lawyer's Assistant: What state is this in? And how old is the car?

Texas 2013 honda civic

Lawyer's Assistant: Has anything been filed or reported?

Yes jp court

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Answered in 5 minutes by:
8/16/2017
Loren
Loren, Attorney
Category: Legal
Satisfied Customers: 38,715
Experience: 30 years experience representing clients.
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Thank you for using JA. I am Loren, a licensed attorney for over 30 yrs., and I am here to help.

I appreciate your patience as I review your question. I will post my response shortly.

This is general information and no attorney client relationship is established.

The site may ask you if you wish to speak by phone for an extra charge. The offer is not from me. While I am happy to speak to you, there is no obligation for you to accept the phone call offer, unless you want. I am also happy to continue online. So, there is no pressure to spend extra money.

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I am sorry to hear of your trouble.

Do you have any other assets (not encumbered by a loan or mortgage)?

Has the car been repossessed?

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Customer reply replied 11 months ago
no income quit work to deal with illness yes car repossessed
Customer reply replied 11 months ago
can you help or just want money

Thank you for the additional information.

Without any assets to attach, there may not be any reason to respond.

Your social security is exempt from commercial creditor claims.

So, even if they get a judgment, there may be nothing for the lender to go after to satisfy the judgment. You are what we refer to as "judgment proof".

Please remember to leave a favorable rating (click 5 stars in the rating section on this page). It is the only way that I am credited by JustAnswer for answering your question.

There is no additional charge to you for rating me favorably.

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Did you have further questions? Have I answered your question?

Loren
Loren, Attorney
Category: Legal
Satisfied Customers: 38,715
Experience: 30 years experience representing clients.
Verified
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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