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Thank you for using JA. I am Loren, a licensed attorney for over 30 yrs., and I am here to help.
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I am sorry to hear of your trouble.
Do you have any other assets (not encumbered by a loan or mortgage)?
Has the car been repossessed?
Thank you for the additional information.
Without any assets to attach, there may not be any reason to respond.
Your social security is exempt from commercial creditor claims.
So, even if they get a judgment, there may be nothing for the lender to go after to satisfy the judgment. You are what we refer to as "judgment proof".
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