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I am Loren, a licensed attorney for over 30 yrs. Thank you for your patience as I review the question. I will post my response shortly.
This is a civil, not a criminal matter. The US does not have debtor's prison and your son can not be jailed for failing to pay a collection matter stemming from a car accident. It is illegal for a debt collector to suggest otherwise.
Merely driving someone else's truck does not make him liable for the damages, in and of itself.
Unless they have a judgment against him, they can not force payment or attach any assets to force payment.
If he is liable and they get a judgment against him then bankruptcy could be a viable option to discharge the debt completely.
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