Ask a Lawyer and Get Answers to Your Legal Questions
Hello! My name is ***** ***** I'll be the Expert assisting you today. I'm not sure I understand your question. Are you saying your medical insurance won't cover your husband's treatment?
Is there a specific definition of 'pre-existing condition' in the insurance policy?
I think you have a good argument that the pre-existing condition is not what led him to miss the cruise. However, the insurance company is unlikely to change their mind unless you pursue litigation. What was the value of the cruise that your husband missed?
In that case, you may want to look into filing a small claims case against your insurer in your state. That would save you the expense of hiring a lawyer. If you wanted to file a claim in regular civil court, it seems likely that any attorney you hired would charge much more in fees than what you might win. It is unlikely that any attorney would take this case on a contingency basis. I'm sorry I don't have a better answer for you. Do you have any more questions today?