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Hi,I'm Zoey.I've reviewed your post. Please be patient as I may need to research for you, and it also takes time to compose and type a reply.
Every criminal case has a corresponding cause of action in civil court. That's a fancy way of saying that you can be sued or prosecuted for theft.
With criminal court, the complainant cannot file charges. Only the prosecutor can do that. Nor do you get sued in criminal court. You get prosecuted. So taking your neighbor at her word, she's looking for a monetary resolution to her legal situation rather than having you arrested. She's taking you to civil court.
Just checking in to see if you need more help or any clarification of my answer. If so, please reply here on this question thread.