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My wife passed away this Tuesday and left me hanging the…

Customer Question
My wife passed away...

My wife passed away this Tuesday and left me hanging my name is ***** ***** title of the house but not on the loan what do I do

Lawyer's Assistant: Is this a fixed-rate or adjustable-rate mortgage?

Yes

Lawyer's Assistant: Has anything been filed or reported?

Yes

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Yes I've been paying on this phone myself for over 5 years

Submitted: 1 year ago.Category: Legal
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Answered in 6 minutes by:
7/29/2017
Lawyer: LegalKnowledge, Attorney replied 1 year ago
LegalKnowledge
LegalKnowledge, Attorney
Category: Legal
Satisfied Customers: 32,766
Experience: 10+ years handling Legal, Real Estate, Criminal Law, Family Law, Traffic matters.
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Hi! I will be the professional that will be helping you today. I look forward to providing you with information to help with your question and concern

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Lawyer: LegalKnowledge, Attorney replied 1 year ago

Good morning. I am sorry to hear about her passing and I know this is a tough time. The lender/bank can not just take your home away as a result of her passing and you can continue to pay on the loan. You do want to review the mortgage and the note and see if / what you are required to do, regarding this and if you need to inform them of this and assume the loan, if possible and/or place it in your name. The obligation to pay would still remain and you are the owner, since you are on title. The bank wants their money, so as long as the mortgage is paid when due, it should not be an issue.

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Lawyer: LegalKnowledge, Attorney replied 1 year ago

I just wanted to follow up and see if you had any other questions or needed me to clarify something. I am here to help, so please let me know. Thanks!

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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