Hi I'm a 63 year old senior who dropped out of school in 9th grade, I do not have a GED or a High School Diploma. My husband and I filed a chapter 13 7 years ago, when we finished our Chapter 13 I started getting calls from a collection agency ECMG they told me I took out a student loan
30 years ago, I took them it was impossible as I did not have a GED or a High School Diploma. I asked for verification in regards ***** ***** loan the collection agency drew it out for about 8 months telling me they were going to send proof. Never came. When my husband I and filed our taxes this year our refund was taken due to this false student loan. I have asked and sent letters demanding to these collection agencies demanding proof. Have not received anything showing I received any monies from any US Government. When my husband and I filed our Chapter 13 my Trustee sent out notification to all Government agencies to file in a claim if monies were owed to IRS, Student Loan Ect. Nothing was ever filed in. We address on collection agency then it is shifted to another collection agency.
JA: Has a refund request been made in writing?
Customer: A refund from who the IRS?
JA: Has anything been filed or reported?
Customer: I filed a Consumer Complaint yesterday with the FTC.
JA: What state are you in?
JA: Anything else you want the lawyer to know before I connect you?
Customer: Do you understand what I wrote?