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Hello! My name is ***** ***** I'll be the Expert assisting you today. Do you remember ever getting served with the complaint and summons back in 2007?
You can attempt to seek relief from judgment if you can show you were not properly served. However, if the judgment was already entered, the court was most likely convinced that service was proper, so it may be tough to challenge that.
Alternatively, you can seek to settle the claim with the creditor. If they are convinced you have limited funds, they may accept a very reduced payment. A 50% reduction would not be uncommon. However, since the original amount was so low, they may even be willing to settle for less than that.