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Good morning. Why were those checks deposited in the first place? Was this done in error or were the checks issued to you?
I am sorry but I do not understand. Are you saying you found a 3rd party to loan you money and they sent it to you and you sent it back and then you BOA account was closed? Does BOA want you to repay the money?
We can chat online. A call is extra as well, so I just wanted to share there would be an additional cost.
An expert should be contacting you shortly. Based upon what you shared above, it does appear you were caught up in a scam. A lender is not going to send you money and ask that you return it, to build trust. What happens, is that the money which they send you, with these checks, was no good and was never going to clear. However, by the time that was known, you would have already withdrawn it and sent it back to them, so they would have the money and you would now owe it to your bank, since you would be liable for the deposits and withdrawing it. What BOA did was not illegal, as there was fraud on the account. They would have a right to close the account and can deny doing business with you. There would be no basis to sue them, as they did nothing wrong and you can open another account with another bank, if you desire. I know this is not ideal and you are a victim but BOA would not be subject to a lawsuit for this.