Legal

Ask a lawyer and get answers to your legal questions

Ask a Lawyer,
Get an Answer ASAP!

This answer was rated:

Can I be held liable for a auto loan contract if the finance…

Can I be held...

Can I be held liable for a auto loan contract if the finance co.can't get the title to the auto due to fraud committed by the dealer?

Lawyer's Assistant: What state is this in? And how old is the car?

State of arizona vehicle is 7 years old

Lawyer's Assistant: Has anything been filed or reported?

Yes

Show More
Show Less
Ask Your Own Legal Question
Answered in 2 minutes by:
7/7/2017
Barrister
Barrister, Attorney
Category: Legal
Satisfied Customers: 41,633
Experience: 17 yrs practice, Civil, Criminal, Domestic, Realtor, Landlord 26 yrs
Verified

Hello and welcome! My name is ***** ***** I am a licensed attorney and will try my best to help with your situation. There may be a slight delay in my responses as I type out an answer or reply.

.

You may also be offered a phone call, but those don’t come from me and are offered by the website and you are under no obligation to accept.

.

Do you actually have use and possession of the vehicle?

.

Did the seller register the car in your name?

.

.

thanks

Barrister

Ask Your Own Legal Question
Customer reply replied 10 months ago
temp registration has expired and was not in my name
and is in my garage.

.Ok, if you have the vehicle in your possession, you owe the finance company for it. The purchase contract and financing contract are two separate contracts that arent' dependent on each other... The purchase contract states that you are buying X car for $XXX... The financing contract says how you have to pay for it..

.

So if the finance company can't get the title from the seller, that is their problem to deal with the seller over in court if necessary.

.

But if you have the car, and are able to use it, then you are bound to pay the finance company for it.

.

If the seller can't get the car in your name, then that is something you could sue them for under a breach of contract action. You could get a judgment against them for whatever you owed the finance company and then would return the car to the seller, they pay the finance company, and everyone walks away..

.

.

thanks

Barrister

Ask Your Own Legal Question
Customer reply replied 10 months ago
I am unable to use the vehicle because the title is in the dealer's name and they are out of business
the finance co. filed fraud complaint but i did not

Ok, then if they went out of business, and the vehicle is still in the dealer's name, then the finance company can't hold you liable for the debt because you never became the legal owner of the car. The contract was presumably made for you to purchase the car and if you aren't listed on the title as the owner and can't get it registered to use, then the loan falls through because the dealer didn't deliver. The lender should have refused to fund the loan until they got the title and if they failed to do so, that is up to them to take up with the dealer.

.

You would have to surrender the vehicle to the finance company if they requested it though because if they paid the dealer and they went out of business, the car is technically still an asset of the dealer if it is in their name and the lender can go after them in court to get repaid or at least get the vehicle transferred to them so they can sell it or even sell it back to you again if you were willing to reinstate the loan..

Barrister
Barrister, Attorney
Category: Legal
Satisfied Customers: 41,633
Experience: 17 yrs practice, Civil, Criminal, Domestic, Realtor, Landlord 26 yrs
Verified
Barrister and 87 other Legal Specialists are ready to help you
Ask your own question now
Customer reply replied 10 months ago
thank you for your help in this matter
Was this answer helpful?
Ask Barrister Your Own Question
Barrister
Barrister
Barrister, Attorney
Category: Legal
Satisfied Customers: 41,633
41,633 Satisfied Customers
Experience: 17 yrs practice, Civil, Criminal, Domestic, Realtor, Landlord 26 yrs

Barrister is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Tina

Tina

Lawyer

8,775 satisfied customers

JD, BBA Over 25 years legal and business experience.

Ely

Ely

Counselor at Law

24,353 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

20,727 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

42,358 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo J. Senmartin, Esq.

Guillermo J. Senmartin, Esq.

Attorney

292 satisfied customers

7+ years of experience handling various legal matters.

< Previous | Next >

Related Legal Questions
Is my case an act of negligence or a breach of contract.. I
is my case an act of negligence or a breach of contract. … read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
20,727 satisfied customers
Is my case an act of negligence or a breach of contract.. I
is my case an act of negligence or a breach of contract. … read more
DanLegal
DanLegal
Law Partner
Juris Doctor
458 satisfied customers
Need advice on breach of contract, missouri, tried to offer
tried to offer a discount. client refused. client verbally accepted my contract prior to this& asked to schedule a start date. Client refused the contract on the start date agreed. … read more
Damien Bosco
Damien Bosco
Attorney
Doctoral Degree
4,517 satisfied customers
I have a breach of contract (Promissory Note) in Houston.
I have a breach of contract (Promissory Note) in Houston. The Contract had a Confession of Judgement Provision and appointed us Attorney in Fact. Could I file directly with the court the Confession of… read more
Lori
Lori
Juris Doctor
1,343 satisfied customers
A client breached a contract valued at $2900.00 dollars. I
A client breached a contract valued at $2900.00 dollars. I live in ***. She lives in *** . How can I go after her in the courtroom to recover the cost of the completed contract.? *****@******.***… read more
LawGuy
LawGuy
Juris Doctor
123 satisfied customers
I intend to file a breach of contract case for about
I intend to file a breach of contract case for about $580,000. My company i a FL LLC, the defendants are 1) a DE corp, 2) a Belize company and 3) a Brazilian national. I have an agreement that sets ve… read more
lucy7368
lucy7368
Juris Doctor
763 satisfied customers
I need to sue a company for breach of contract. Florida.
Locating the companies main address and the name and address of the factious certificate holder … read more
Olivia Kent
Olivia Kent
Managing Partner
Doctoral Degree
3,257 satisfied customers
Right to appeal My husband was sued for breach of contract
My husband was sued for breach of contract in Newton County, Missouri. What are the steps necessary to file an appeal, if we can? … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
11,278 satisfied customers
I have a breach of contract. a prommisory note needs to be
I have a breach of contract . a prommisory note needs to be enforced.. … read more
lucy7368
lucy7368
Juris Doctor
763 satisfied customers
I tried to connect to a breach of contract link, as well as
I tried to connect to a breach of contract link, as well as a demand letter link, from our conversation on Nov 4, 2017. I received an ERROR message. The issues that were at hand then, are ongoing. My … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
11,278 satisfied customers
I have a question about a contractor's breach of contract.
I have a question about a contractor's breach of contract. He contracted to build the home for $200,000. 10 months later, with no warning and no notice, he advised my daughter (it's her home) that he … read more
Bill Attorney
Bill Attorney
law
2,262 satisfied customers
In contract law, the first party breaching a contract cannot
In contract law, the first party breaching a contract cannot hold the other party to enforcement of the terms of the contract, as the contract was broken by the first party. … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
11,278 satisfied customers
My question is regarding a breach of contract. I live in
My question is regarding a breach of contract. I live in Arizona, and signed a 3 year contract as a news producer for a media company. I broke it after working for 9 months. The news director (my mana… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
11,278 satisfied customers
For you. My first question was about breach of contract with
A follow up for you. My first question was about breach of contract with my billing company and my physician group. I am debating the Breach of Contract Letter and appreciate you advice. My new questi… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
11,278 satisfied customers
I have a question in regards to a breach of contract with
I have a question in regards ***** ***** breach of contract with vehicle … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
11,278 satisfied customers
Promissory Estoppel vs Breach of Contract. California
Second opinion] Promissory Estoppel vs Breach of Contract … read more
LegalGems
LegalGems
Juris Doctorate
11,965 satisfied customers
Promissory Estoppel vs Breach of Contract. California
Promissory Estoppel vs Breach of Contract JA: What state are you in? It matters because laws vary by location. Customer: California JA: Has anything been filed or reported? Customer: No. JA: Anything … read more
Gerald, Esq
Gerald, Esq
Juris Doctor
3,867 satisfied customers
If a Corporation breaches someones contract and files
If a Corporation breaches someones contract and files bankruptcy in New York does that relieve them from the offense they vomited. If not what Orof civil procedure governs that.… read more
Lori
Lori
Juris Doctor
1,343 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x