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Phillips Esq.
Phillips Esq., Attorney-at-Law
Category: Legal
Satisfied Customers: 19664
Experience:  B.A.; M.B.A.; J.D.
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Have an issue with claim n homeowners insurance, Illinois,

Customer Question

Have an issue with claim n homeowners insurance
JA: What state are you in? It matters because laws vary by location.
Customer: Illinois
JA: Has anything been filed or reported?
Customer: Claim filed and denied
JA: Anything else you want the lawyer to know before I connect you?
Customer: No
Submitted: 4 months ago.
Category: Legal
Expert:  Phillips Esq. replied 4 months ago.

Hello: This isCustomer Welcome to JustAnswer! I am reviewing your post, and I will post my response very shortly. Thank you for your patience.

Expert:  Phillips Esq. replied 4 months ago.

I am sorry to read about your difficulties.

I have carefully reviewed your post. However, I did not see a specific question. What is your specific question?

Thank you for your cooperation,

Customer: replied 4 months ago.
I may have done a double entry. The problem is I placed a claim for hail damage to shingles. Also a claim for damaged tresses in attic caused by large tree branches laying on roof. Branches were not completely disconnected from tree. Adjuster came out looked at roof and said definite hail damage. He said this in front of 3rd party. I hired a structural engineer to check attic. He said damaged most likely caused by trees. Insurance company hired engineer that said damage caused by wear and take. Waited a long time for movement from company. Emailed CEO with issues. Probably a bad move. Got a fast response. Claim denied. What are my options
Expert:  Phillips Esq. replied 4 months ago.

Thank you for the information.

You need to file for reconsideration. If your claim is denied again, then you need to file complaint against the insurer with your IL Department of Insurance.

Goodluck with your case,