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Hi and welcome to JA. Ray here to help you today.Please bear with me a few moments while I review your question and respond.
Two options here.You can drive it here if she has insurance on it until they repo it.The second option is to try and turn it in to creditor.If you keep it here they likely repo it at some point.But you are able to drive it as long as it is insured.It is exempt from medicaid and if you need transport drive it as long as you can.She is really judgment proof, if they sued her her they couldn't collect because she has nothing.You decide if you want to drive it here until they repo or turn it in.Either way these are the options.They cannot really collect anything here, they can repo it thats about it.
I appreciate the chance to help you today.Thanks again.
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You can drive ti where you are located as long as it has insurance.Medicaid exempts it as an asset.You are allowed to use her car as long as you can.The state would tak it anyway if she deceased if it was paid for.Thsi wany ledner and medicaid eventually fight it out if she deceases.But no reason you cannot drive it.Lender here mya just write it off its low value not worht it to them to repo it or sue her.
So you can keep driving it.Just don't leave personal property in it in case they repo it.Or you can turn it in to lender.Honestly I doubt they repo it not worth that much.If you need transport drive it here.You can also pay insurance on it so its legal.They cannot collect anything from her if they sue here.She is indigent.
They often just write these off.Its not worth the repo fee here and the legal hassle to do so.
Yes they are just trying to get her to pay.For one thing they may not know where it is, you can tell them she is states away here.
So drive it until they come get it.They cannot repo it if it is in in locked garage.....they cannot disturb the peace.Not at all sure they want it here.The letter is likely a bluff they send to all.
Good luck with your mom.If she got on medicaid thats the important thing. Stats on people in nursing homes aren't good 90% live 5 years or less, I do elder law.
She would be eligible anywhere in the state where she is.If she moves out of state then you have to reapply there.If she qualifies for skilled are here she is probably where she needs to be, nobody wants to live in one but reality is she needs to be there because of her needs.
I don't thin they sue someone in a nursing home, it is totally noncollectable if they do.
Thanks again I wish you both the best.Thanks for rating 5 stars.
Don't worry about it.It will be ok.The worst here is they pick it up.
Thanks for rating 5 stars it is much appreciated.