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Good afternoon. As long as you didn't sign the loan document, you have no liability for the loan. It doesn't matter that you may have been paying the mortgage or that you are on the title. The lender cannot pursue you personally for the loan. But, if the mortgage goes into default due to non-payment, the lender would have the right to foreclose on the property; but, if the value of the property is not sufficient to pay the loan in full, you have no personal liability for any shortfall.
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