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Does the policy measure deadlines by date of mailing or receipt?
Normally insurer will not lapse it since they want to continue to get premiums.
If insurer resists, ask for a supervisor and consider having a lawyer contact insurer's legal department to secure continued coverage by negotiation.
Please let me know if that is clear.
It is compelled if the due date is defined in the policy as postmark date rather than date of receipt.
Regardless, insurers usually do not take issue with a minor delay unless a claim is filed during the potential lapse period. They otherwise want the policy to continue.
Kindly let me know if the answer is clearer and now acceptable, thank you.