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Ely, Counselor at Law
Category: Legal
Satisfied Customers: 102144
Experience:  Private practice with focus on family, criminal, PI, consumer protection, and business consultation.
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I used a debt solutions legal firm to "fight" my defaulted

Customer Question

Hi Pearl. I used a debt solutions legal firm to "fight" my defaulted student loan. I was paying them $290/month, and they stated that this is their fee, and also they'd put the $ aside as a trust for the loans. That firm is now defunct as their email doesn't work, and their linkedin profile is gone. I wanted to know how I can get access the the trust set aside, and if they will charge me the $290/month. That amount was taken out of my account every month
JA: Since estate law varies from place to place, can you tell me what state this is in?
Customer: The firm is/was located in FL. I'm in NY/NJ
JA: Has anything been filed or reported?
Customer: No. They did get the creditors to cease and desist calls/contacts. I just found out that the firm is now gone.
JA: Anything else you want the lawyer to know before I connect you?
Customer: No...that is all. Thanks
Submitted: 6 months ago.
Category: Legal
Expert:  Ely replied 6 months ago.

Hello and welcome to JustAnswer. Please note: This is general information for educational purposes only and is not legal advice. No specific course of action is proposed herein, and no attorney-client relationship or privilege is formed by speaking to an expert on this site. By continuing, you confirm that you understand and agree to these terms.

I am sorry to hear about this situation. Can you please tell me the following about the firm:

Their name

Their address

Their email

Their website (if any)

Their phone number

This way, I can see what happened to it.

Customer: replied 6 months ago.
Hi Ely. The firm's name is ***** ***** The Website used to be My one contact's name is***** at***@******.***. That email address doesn't work any longer. They're based in Boca Raton FL...they were.
Expert:  Ely replied 6 months ago.

Was it the Credit and Banking Law Group, P.A.?

Customer: replied 6 months ago.
that's the firm
Expert:  Ely replied 6 months ago.

Thank you. One second, please...

Expert:  Ely replied 6 months ago.

The name suggests that the company was a corporation. However, a search of the Florida corporation database (HERE) shows that no such corporation ever existed. Furthermore, a search using the principal name listed with the BBB under the officer/registered agent option has no corporation come up, either.

In short, this was likely either a scam, or a poorly designed and misleading company pretending to be a business. Either way, I doubt that there was really ever a "trust" - they simply pocketed the money. I would consider filing a report with the police in Boca Raton who can investigate this matter further.

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