Legal

Ask a Lawyer and Get Answers to Your Legal Questions

Ask a Lawyer,
Get an Answer ASAP!

Legal

I am planning to build a medical office 3 floors and the

Customer Question
cellar in NYC. JA: OK. Tell...
I am planning to build a medical office 3 floors and the cellar in NYC.
JA: OK. Tell me a bit more about what's going on so we can help you best.
Customer: I am the owner of the land. would like to hire a general contractor. who will do the job, starting from excavation, metal structural work, and continue work to the end. What kind of insurances, I need from him, and what insurances I need for myself to protect myself? Where I can get this insurances in NYC, and how much if will cost me? Thanks,
JA: Is there anything else the structural engineer should be aware of? I'm not sure of the exact price, but there's only a $5 deposit. The rest of the price information will be on the page I send you to.
Customer: I have. no more questions, but my questions are very important. Please answer, if you can. Thanks,
Submitted: 1 year ago.Category: Legal
Show More
Show Less
Ask Your Own Legal Question
Answered in 17 hours by:
11/14/2016
Lawyer: KJL LAW, Lawyer replied 1 year ago
KJL LAW
KJL LAW, Lawyer
Category: Legal
Satisfied Customers: 1,690
Experience: Attorney at law Office of KJLLAW
Verified
Good morning. The contractor who will build the medical office will need general liability insurance, workers compensation insurance. This 2 are required by the NYC Department of Buildings for general contractors.
Ask Your Own Legal Question
Lawyer: KJL LAW, Lawyer replied 1 year ago
You can obtain a policy called Builders Risk Insurance for yourself, for construction from a regular insurance broker.
Ask Your Own Legal Question
Lawyer: KJL LAW, Lawyer replied 1 year ago
The Contractor should give you a copy of their Commercial General Liability Insurance (broad form coverage) insuring against claims for bodily injury, property damage, and personal injury.
By its terms the policy should include the following coverage, Bodily Injury, Property Damage, Fire Legal Liability (not less than the replacement value. They should have a 3million/10 million limit depending on the cost of the project. I hope this helps.
Ask Your Own Legal Question
Customer reply replied 1 year ago
You still did not get an answer to my question! I asked you two times, as continuation about insurances.
My question was: If I hire the sub contractor to do the job, what kind of insurance I should have?
There is no General Contractor. Thanks,
Ask KJL LAW Your Own Question
KJL LAW
KJL LAW
KJL LAW, Lawyer
Category: Legal
Satisfied Customers: 1,690
1,690 Satisfied Customers
Experience: Attorney at law Office of KJLLAW

KJL LAW is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Tina

Tina

Lawyer

8,775 satisfied customers

JD, BBA Over 25 years legal and business experience.

Ely

Ely

Counselor at Law

24,218 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

20,218 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

41,455 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo J. Senmartin, Esq.

Guillermo J. Senmartin, Esq.

Attorney

287 satisfied customers

7+ years of experience handling various legal matters.

< Previous | Next >

Related Legal Questions
Discrimination? My U.S. car insurance will drop MY policy
Discrimination?My U.S. car insurance will drop MY policy now that I am married to a Canadian citizen unless he gets a valid U.S. driver's license.How can they be allowed to discriminate against me, a … read more
Attyadvisor
Attyadvisor
Doctoral Degree
6,881 satisfied customers
I have a question about insurance and personal injury. Az.
I have a question about insurance and personal injury … read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
41,455 satisfied customers
I had a life Insurance policy with All State insurance taken
i had a life Insurance policy with All State insurance taken out in 1997 for 25.000 whole life. I then increased it to 60.000 paying regularly each mos. I was told they had turned it over to Universal… read more
Olivia Kent
Olivia Kent
Managing Partner
Law (J.D.) and Medicine (M.D.)
1,441 satisfied customers
I had univer. Life insur policy for 24 yrs The company tells
I had univer. Life insur policy for 24 yrs The company tells me that its not performing and want pay out,and I should apply for lesser policy (50,000) … read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
41,455 satisfied customers
Is bullying considered a personal injury? Alabama about a
nothing yet homeschooling now because no one would do anything … read more
LegalKnowledge
LegalKnowledge
Juris Doctor
27,473 satisfied customers
We have an attorney for a workers compensation case that
We have an attorney for a workers compensation case that seem to be dragging his heels. He has worked on the side of the insurance company of which is our opposition. We have had a court date for Febr… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
5,946 satisfied customers
My husbands life insurance policy was canceled from FARMERS
Second opinion] My husbands life insurance policy was canceled from FARMERS Insurance after 20 to 25 years paying for. Have copy from Farmers but do not understand. Would like my money for the time I … read more
Phillips Esq.
Phillips Esq.
Attorney
Juris Doctor
17,992 satisfied customers
Help me on my recent Automobile personal injury/accident.
Please help me on my recent Automobile personal injury/accident. About 10 years ago, I had a car accident resulting concussion, back, neck injury in MA. Since then, I recovered a lot (but not 100%) fr… read more
Ray
Ray
Lawyer
Doctoral Degree
30,227 satisfied customers
I have general liability insurance and builders risk
i have general liability insurance and builders risk insurance, i had my property surveyed by a professional survey "it was done right gps located loved and all" my excavtor has general liability also… read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
5,946 satisfied customers
We just received a copy of the insurance policy the cover
We just received a copy of the insurance policy the cover letter says that it doesn't provide any coverage for automobile accidents. I've attached it please let me know what you think thank you… read more
Michael Bradley
Michael Bradley
JD
1,131 satisfied customers
I have been charged with workers compensation fraud, I did
I have been charged with workers compensation fraud , I did fill out n incident report stating I fell , which I didn't. I went to the hospital [ I am currently paying the bill ] but I went back to wor… read more
LawGuy
LawGuy
Juris Doctor
123 satisfied customers
My mother has a insurance policy that matured in 2007 and
my mother has a insurance policy that matured in 2007 and cant ins. to tell us anything what should we do. … read more
Barrister
Barrister
Attorney/Landlord/Realtor
Doctoral Degree
34,637 satisfied customers
I am planning on buy in a separate insurance policy with a
I am planning on buy in a separate insurance policy with a different company for my teen driver and myself with specific vehicles. Can my current insurance company legally raise my rates on vehicles t… read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
20,218 satisfied customers
I need help with my motorcycle insurance policy, i have paid
i need help with my motorcycle insurance policy, i have paid for personal injury in my policy and my company says im not covered … read more
Attyadvisor
Attyadvisor
Doctoral Degree
6,881 satisfied customers
I bought an insurance policy and one of the statements in
Hello, I bought an insurance policy and one of the statements in the policy make me think the policy is not valid. "This policy is written by an unauthorized insurer and is not subject to the filing o… read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
20,218 satisfied customers
QUESTIONS FOR AN ATTORNEY FOR WORKERS COMPENSATION INSURANCE
QUESTIONS FOR AN ATTORNEY FOR WORKERS COMPENSATION INSURANCE IN CALIFORNIA FOR MY EMPOYEES.I called State Compensation Insurance Fund in California and they gave me a quote for my renewal. The policy … read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
41,455 satisfied customers
If a beneficiary to an insurance policy dies, do the
If a beneficiary to an insurance policy dies, do the proceeds get distributed according to that beneficiary's will or are they distributed according to the Insurance policy such as divided equally amo… read more
Michael Bradley
Michael Bradley
JD
1,131 satisfied customers
What if there is a life insurance policy on someone and no
What if there is a life insurance policy on someone and no beneficiary is assigned? Who gets the money? … read more
Legal Eagle
Legal Eagle
Attorney
Doctoral Degree
5,946 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x