Good afternoon Mary Beth,
New Professional here. I'm Doug, and I'm sorry to hear of the confusion. My goal is to provide you with excellent service today. I have been a US based, licensed attorney for more than 30 years.
When you signed your husband's name to the sale contract for property you in effect committed a crime of forgery under Texas law. I will presume that you signed your name as well, and you only signed for your husband as an expedience measure.
While the contract is certainly enforceable against you, if you do not go through with the purchase, your husband could legally argue that he did not sign the contract and when he was able to prove that the signature was not his, he could not be legally held to the contract.
However, if you have any evidence that the sales rep and the financing company both told you that there would be no problem with you buying the property as an investor, and that you would not be penalized for having done so, then you may be able to either have that penalty provision struck from the contract, or perhaps void the entire contact based on an argument that there was fraud in the inducement---meaning they lied to you about the nature of the agreement and led you to believe something different from what was in the contract.
You may reply back to me using the Reply link and I will be happy to continue to assist you until I am able to address your concerns, to your satisfaction.
I hope that I have been able to fully answer your question. As I am not an employee of JustAnswer, please be so kind as to rate my service to you. That is the only way I am compensated for assisting you. Thank you in advance.
I wish you and yours the best in 2016,