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Law Educator, Esq.
Law Educator, Esq., Attorney
Category: Legal
Satisfied Customers: 118174
Experience:  JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law
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If I put a deposit to build a house..Does my restitution

Customer Question

If I put a deposit to build a house..Does my restitution show up on credit, title company when I close or after? I make my payments and ordered to pay 500 monthly or 10%. I just don't want to lose the house. All I want t\is to live there the rest of my life. If I only have 10% equity what would happen?
JA: Have you consulted an attorney yet regarding this matter?
Customer: not yet
JA: Has anything been filed or reported?
Customer: Yes I have just finished 5 years of supervised release...they filed everything before I went to camp for 2 years in 2009
JA: Anything else you want the lawyer to know before I connect you?
Customer: no
Submitted: 11 months ago.
Category: Legal
Expert:  Law Educator, Esq. replied 11 months ago.
Thank you for your question. I look forward to working with you to provide you the information you are seeking for educational purposes only.
Generally, your court ordered restitution in a criminal matter is not shown on a credit report, as it is a criminal matter and the courts do not report to credit bureaus. However, the government can place a lien on any property you own to secure payment of the restitution, but if you have only 10% equity, there is nothing they could take from you as your mortgage company owns the first rights on the property and the court cannot come and take that for restitution.
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Customer: replied 11 months ago.
do you think I am ok to buy the house?
Expert:  Law Educator, Esq. replied 11 months ago.
Thank you for your reply.
In general yes. They will not seek to seize property that has a large debt associated with it (mortgage).