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Ask Maverick Your Own Question
Maverick, Attorney
Category: Legal
Satisfied Customers: 6392
Experience:  20 years experience as a civil trial and appellate lawyer
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To whom it May Concern; I have been harassed and threaten to

Customer Question

To whom it May Concern;
I have been harassed and threaten to be taken to court if I don't settle an account from 2007 that under my records is been paid off. the student loan with Citibank appears on my credit report as charge off back in 2007 but it remained in my credit report until last year when I hire a company, Lexington Law, to clean my credit. in the last 3 days a company Orion Law group have been calling me every 10 minutes under their Trovar Consulting Firm who bought this account.
I need a lawyer that help me to represent me
Cristina Godoy
Submitted: 10 months ago.
Category: Legal
Expert:  Maverick replied 10 months ago.

Welcome to Just Answer! My name is***** give me a few minutes to review your inquiry. Thank you for your patience.

Expert:  Maverick replied 10 months ago.

Hello Cristina:

1. To dispute inaccuracies on your credit reports, you will need to send the three credit bureaus a dispute letter such as this one. They will then investigate the matter and correct the report if the creditor is not able to prove up the claim. This usually takes about 30-45 days.

2. With respect to Orion and Trovar, you can get them to stop harassing you by sending them a debt verification letter and a no contact letter.

3. If they sue you for the debt, then you may need to hire a FDCPA attorney to defend you.

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