I am very sorry to hear this and can't imagine your frustration.
As for the girl that slept on the couch, only she, or her legal representative, can bring a lawsuit on her behalf. If a person was to act as trustee and violated the fiduciary duty that accompanies that position, the individual harmed is the only person that has "legal standing" to sue- only that person can file a lawsuit.
As for the other incidents, I am sorry to hear of this; so here is a manual regarding small claims, and on page 24 is a complaint for money owed.
This is the proper court for cases up to $6,000.
A person can sue for the debt owing based on breach of contract.
An agreement must contain four essential elements to be regarded as a contract. If any one of them is missing, the agreement will not be legally binding.
3. Intention (meeting of the minds)
4. Consideration (fair value exchanged)
A contract can be written, verbal, or implied (based on the party's conduct)
For breach of a contract, the plaintiff is compensated by the defendant paying for the damages (iemoney loaned and not repaid).
Also, if a person takes advantage of a senior citizen, that can be a case of "elder financial exploitation". This occurs when a person uses their position of trust to take advantage of the senior's financial situation, benefitting from it. This can be reported here
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Information provided is for educational purposes only. Consultation with a personal attorney is always recommended so your particular facts may be considered. Thank you and take care.